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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The St. Joe Co's retained earnings for the quarter that ended in Jun. 2026 was $572.3 Mil.
The St. Joe Co's quarterly retained earnings
increased
from Dec. 2025 ($536.2 Mil) to Mar. 2026 ($540.9 Mil) and
increased
from Mar. 2026 ($540.9 Mil) to Jun. 2026 ($572.3 Mil).
The St. Joe Co's annual retained earnings
increased
from Dec. 2023 ($410.4 Mil) to Dec. 2024 ($454.2 Mil) and
increased
from Dec. 2024 ($454.2 Mil) to Dec. 2025 ($536.2 Mil).
The St. Joe Co (NYSE:JOE) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The St. Joe Co Retained Earnings Historical Data
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The historical data trend for The St. Joe Co's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
The St. Joe Co (JOE) has a Retained Earnings of $572.3 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on The St. Joe Co and its competitors.
Is The St. Joe Co's Retained Earnings too high?
The St. Joe Co's current Retained Earnings is $572.3 Mil. Overall, The St. Joe Co has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The St. Joe Co's Retained Earnings compare to STRS?
The St. Joe Co's Retained Earnings of $572.3 Mil can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Real Estate company?
A good Retained Earnings depends on the Real Estate industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The St. Joe Co and its competitors. The St. Joe Co's current Retained Earnings is $572.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The St. Joe Co stock overvalued right now?
Based on GuruFocus' analysis, The St. Joe Co (JOE) is currently considered Fairly Valued. The stock's GF Value™ is $74.35, compared to a current price of $67.38 — trading 9.4% below its estimated fair value. The current Retained Earnings is $572.3 Mil. The St. Joe Co's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The St. Joe Co (JOE), the current Retained Earnings is $572.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The St. Joe Co (JOE) Overvalued in 2026?
Based on GuruFocus' analysis, The St. Joe Co stock appears to be undervalued.
The current stock price of $67.38 is trading 9.4% below its estimated GF Value™ of $74.35.
GuruFocus considers The St. Joe Co to be Fairly Valued.
Key valuation signals for JOE:
Retained Earnings: $572.3 Mil
GF Value™: $74.35 vs. price of $67.38 (9.4% below fair value)
No single metric tells the full story. See the JOE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The St. Joe Co is a real estate development, asset management, and operating company and it has three operating segments; the Residential segment plans and develops residential communities and sells homesites to homebuilders or retail consumers, the Hospitality segment that derives maximum revenue, features a private membership club, hotel operations, food and beverage operations, golf courses, beach clubs, retail outlets, gulf-front vacation rentals, management services, marinas, and other entertainment assets, and Commercial segment include leasing of commercial property, multi-family, senior living, self-storage, and other assets and it also oversees the planning, development, entitlement, management, and sale of commercial and rural land holdings.
91GF Score
Get the complete analysis for JOE
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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