VBL (MAL:VBL) Days Payable: 63.67 (As of Dec. 2025) — 36% Below Median


MAL:VBL VBL PLC MAL:VBL
62 GF Score
Price €0.23
GF Value €0.15
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is VBL Days Payable?

VBL MAL:VBL 62 Days Payable is 63.67 as of Dec. 2025, which is 36% below its 10-year median of 98.77. GuruFocus rates MAL:VBL with a GF Score™ of 62/100 and a GF Value™ of €0.15 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,569 Real Estate companies, VBL ranks worse than 64.18% on this metric.

VBL's average Accounts Payable for the six months ended in Dec. 2025 was €0.33 Mil. VBL's Cost of Goods Sold for the six months ended in Dec. 2025 was €0.95 Mil. Hence, VBL's Days Payable for the six months ended in Dec. 2025 was 63.67.

The historical rank and industry rank for VBL's Days Payable or its related term are showing as below:

MAL:VBL' s Days Payable Range Over the Past 10 Years
Min: 44.5   Med: 98.77   Max: 326.35
Current: 58.15

During the past 6 years, VBL's highest Days Payable was 326.35. The lowest was 44.50. And the median was 98.77.

MAL:VBL's Days Payable is ranked worse than
64.18% of 1569 companies
in the Real Estate industry
Industry Median: 94.38 vs MAL:VBL: 58.15

VBL's Days Payable increased from Dec. 2024 (47.14) to Dec. 2025 (63.67). It may suggest that VBL delayed paying its suppliers.


VBL Days Payable Historical Data

* Premium members only.

The historical data trend for VBL's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VBL Days Payable Chart

VBL Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 134.02 115.00 82.53 44.50 49.59

VBL Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 117.74 60.28 47.14 60.91 63.67

VBL Days Payable Competitor Comparison

For the Real Estate - Diversified subindustry, VBL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VBL Days Payable vs Real Estate Industry

For the Real Estate industry and Real Estate sector, VBL's Days Payable distribution charts can be found below:

* The bar in red indicates where VBL's Days Payable falls into.


MAL:VBL
62GF Score
VBL PLC MAL:VBL
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VBL Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

VBL's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.16 + 0.309) / 2 ) / 1.726*365
=0.2345 / 1.726*365
=49.59

VBL's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.356 + 0.309) / 2 ) / 0.953*365 / 2
=0.3325 / 0.953*365 / 2
=63.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 63.67 mean?
VBL (MAL:VBL) has a Days Payable of 63.67 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on VBL and its competitors. This is 36% below median its historical median of 98.77. Over the past decade, VBL's Days Payable has ranged from 44.50 to 326.35. According to the industry distribution chart, VBL ranks #1007 out of 1569 companies in the Real Estate industry, placing it in the top 64.2%.
Is VBL's Days Payable too high?
VBL's current Days Payable of 63.67 is 36% below median its 10-year median of 98.77. Over the past 10 years, this metric has ranged from a low of 44.50 to a high of 326.35. The Real Estate industry median Days Payable is 94.38. VBL's value of 63.67 is 32.5% below this industry median. Based on the distribution chart, VBL ranks #1007 out of 1569 companies in the Real Estate industry, which is below the industry midpoint. Overall, VBL has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBL's Days Payable compare to competitors?
According to the Real Estate industry distribution chart, VBL ranks #1007 out of 1569 companies for Days Payable. This places VBL in the lower half of its industry. The industry median Days Payable is 94.38. VBL's value of 63.67 is 32.5% below this benchmark. Historically, VBL's own Days Payable has ranged from 44.50 to 326.35 over the past decade. While the company's 10-year median is 98.77 vs. the industry median of 94.38, VBL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.38, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VBL's current Days Payable of 63.67 is 32.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on VBL and its competitors. For the Real Estate industry, the median Days Payable is 94.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VBL's current Days Payable is 63.67, which is 36% below median its own 10-year median of 98.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBL stock overvalued right now?
Based on GuruFocus' analysis, VBL (MAL:VBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.15, compared to a current price of €0.23 — trading 52% above its estimated fair value. The current Days Payable is 63.67, which is 36% below median its 10-year median of 98.77 and 32.5% below the Real Estate industry median of 94.38. VBL's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For VBL (MAL:VBL), the current Days Payable is 63.67 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VBL (MAL:VBL) Overvalued in 2026?

Based on GuruFocus' analysis, VBL stock appears to be overvalued. The current stock price of €0.23 is trading 52% above its estimated GF Value™ of €0.15. GuruFocus considers VBL to be Significantly Overvalued.

Key valuation signals for MAL:VBL:

  • Days Payable: 63.67 (36% below median its 10-year median of 98.77)
  • GF Value™: €0.15 vs. price of €0.23 (52% above fair value)
  • GF Score™: 62/100 with 9 warning signs
  • Industry Position: 32.5% below the Real Estate median (#1007 of 1569)

No single metric tells the full story. See the MAL:VBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VBL Business Description

Address 54, Marsamxett Road, Valletta, MLT, VLT 1853
VBL PLC is a private owner of real estate in Valletta with a diversified portfolio of residential, hospitality, commercial, and office space. It is involved in property ownership and the full process of real estate acquisitions, integrated real estate development, property management, operations, utilisation (rental), and disposal of properties. Some of its projects include Palazzo Stella Valletta, Casa San Domenico, Orangery Phase 1, Silver Horse Phase 1 - The Gut, Dormitory, Palazzo Zoe, and Old Lodge. Its services include Hospitality Management, Property Management and Operations, and Development. The firm generates the majority of its revenue from Rental Income.
62GF Score

Get the complete analysis for MAL:VBL

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.15
GF Value