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VBLMAL:VBL 63 Equity-to-Asset is 0.71 as of Jun. 2026, which is 13% below its 10-year median of 0.82. GuruFocus rates MAL:VBL with a GF Score™ of 63/100 and a GF Value™ of €0.18 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,800 Real Estate companies, VBL ranks better than 80.94% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. VBL's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €69.37 Mil. VBL's Total Assets for the quarter that ended in Jun. 2026 was €97.36 Mil.
Therefore, VBL's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.71.
The historical rank and industry rank for VBL's Equity-to-Asset or its related term are showing as below:
MAL:VBL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.71 Med: 0.82 Max: 0.87
Current: 0.71
During the past 6 years, the highest Equity to Asset Ratio of VBL was 0.87. The lowest was 0.71. And the median was 0.82.
MAL:VBL's Equity-to-Asset is ranked better than 80.94% of 1800
companies
in the Real Estate industry
Industry Median: 0.44
vs MAL:VBL: 0.71
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
VBL Equity-to-Asset Related Terms
VBL Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for VBL's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Diversified subindustry, VBL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VBL Equity-to-Asset vs Real Estate Industry
For the Real Estate industry and Real Estate sector, VBL's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where VBL's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
VBL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VBL (MAL:VBL) has a Equity-to-Asset of 0.71 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on VBL and its competitors. This is 13% below median its historical median of 0.82. Over the past decade, VBL's Equity-to-Asset has ranged from 0.71 to 0.87. According to the industry distribution chart, VBL ranks #343 out of 1800 companies in the Real Estate industry, placing it in the top 19.1%.
Is VBL's Equity-to-Asset too high?
VBL's current Equity-to-Asset of 0.71 is 13% below median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 0.87. The Real Estate industry median Equity-to-Asset is 0.44. VBL's value of 0.71 is 61.4% above this industry median. Based on the distribution chart, VBL ranks #343 out of 1800 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, VBL has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBL's Equity-to-Asset compare to competitors?
According to the Real Estate industry distribution chart, VBL ranks #343 out of 1800 companies for Equity-to-Asset. This places VBL in the top 19% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.44. VBL's value of 0.71 is 61.4% above this benchmark. Historically, VBL's own Equity-to-Asset has ranged from 0.71 to 0.87 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 0.44, VBL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.44, based on 1,800 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VBL's current Equity-to-Asset of 0.71 is 61.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on VBL and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VBL's current Equity-to-Asset is 0.71, which is 13% below median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBL stock overvalued right now?
Based on GuruFocus' analysis, VBL (MAL:VBL) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.18, compared to a current price of €0.23 — trading 25.6% above its estimated fair value. The current Equity-to-Asset is 0.71, which is 13% below median its 10-year median of 0.82 and 61.4% above the Real Estate industry median of 0.44. VBL's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For VBL (MAL:VBL), the current Equity-to-Asset is 0.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VBL (MAL:VBL) Overvalued in 2026?
Based on GuruFocus' analysis, VBL stock appears to be overvalued.
The current stock price of €0.23 is trading 25.6% above its estimated GF Value™ of €0.18.
GuruFocus considers VBL to be Modestly Overvalued.
Key valuation signals for MAL:VBL:
Equity-to-Asset: 0.71 (13% below median its 10-year median of 0.82)
GF Value™: €0.18 vs. price of €0.23 (25.6% above fair value)
Industry Position: 61.4% above the Real Estate median (#343 of 1800)
No single metric tells the full story. See the MAL:VBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VBL PLC is a private owner of real estate in Valletta with a diversified portfolio of residential, hospitality, commercial, and office space. It is involved in property ownership and the full process of real estate acquisitions, integrated real estate development, property management, operations, utilisation (rental), and disposal of properties. Some of its projects include Palazzo Stella Valletta, Casa San Domenico, Orangery Phase 1, Silver Horse Phase 1 - The Gut, Dormitory, Palazzo Zoe, and Old Lodge. Its services include Hospitality Management, Property Management and Operations, and Development. The firm generates the majority of its revenue from Rental Income.
63GF Score
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