VBL (MAL:VBL) Debt-to-EBITDA : (As of Jun. 2026)

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MAL:VBL VBL PLC MAL:VBL
59 GF Score
Price €0.23
GF Value €0.18
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is VBL Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

VBL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €1.08 Mil. VBL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €19.93 Mil. VBL's annualized EBITDA for the quarter that ended in Jun. 2026 was €1.97 Mil. VBL's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 10.67.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for VBL's Debt-to-EBITDA or its related term are showing as below:

MAL:VBL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -281.1   Med: 2.3   Max: 6.33
Current: 6.07

During the past 7 years, the highest Debt-to-EBITDA Ratio of VBL was 6.33. The lowest was -281.10. And the median was 2.30.

MAL:VBL's Debt-to-EBITDA is ranked worse than
54.05% of 1271 companies
in the Real Estate industry
Industry Median: 5.5 vs MAL:VBL: 6.07

VBL  (MAL:VBL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


VBL Debt-to-EBITDA Related Terms


VBL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for VBL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VBL Debt-to-EBITDA Chart

VBL Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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VBL Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
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VBL Debt-to-EBITDA Competitor Comparison

For the Real Estate - Diversified subindustry, VBL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VBL Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, VBL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where VBL's Debt-to-EBITDA falls into.


MAL:VBL
59GF Score
VBL PLC MAL:VBL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VBL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

VBL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.163263 + 19.720343) / 3.320556
=6.29

VBL's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.079515 + 19.92849) / 1.968902
=10.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Is VBL (MAL:VBL) Overvalued in 2026?

Based on GuruFocus' analysis, VBL stock appears to be overvalued. The current stock price of €0.23 is trading 25.6% above its estimated GF Value™ of €0.18. GuruFocus considers VBL to be Modestly Overvalued.

Key valuation signals for MAL:VBL:

  • Debt-to-EBITDA:
  • GF Value™: €0.18 vs. price of €0.23 (25.6% above fair value)
  • GF Score™: 59/100 with 9 warning signs

No single metric tells the full story. See the MAL:VBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VBL Business Description

Address 54, Marsamxett Road, Valletta, MLT, VLT 1853
VBL PLC is a private owner of real estate in Valletta with a diversified portfolio of residential, hospitality, commercial, and office space. It is involved in property ownership and the full process of real estate acquisitions, integrated real estate development, property management, operations, utilisation (rental), and disposal of properties. Some of its projects include Palazzo Stella Valletta, Casa San Domenico, Orangery Phase 1, Silver Horse Phase 1 - The Gut, Dormitory, Palazzo Zoe, and Old Lodge. Its services include Hospitality Management, Property Management and Operations, and Development. The firm generates the majority of its revenue from Rental Income.
59GF Score

Get the complete analysis for MAL:VBL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.18
GF Value