VBL (MAL:VBL) Short-Term Debt: €0.87 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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MAL:VBL VBL PLC MAL:VBL
62 GF Score
Price €0.23
GF Value €0.15
Valuation Significantly Overvalued
! 9 Warning Signs
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What is VBL Short-Term Debt?

VBL MAL:VBL 62 Short-Term Debt is €0.87 Mil as of Dec. 2025. GuruFocus rates MAL:VBL with a GF Score™ of 62/100 and a GF Value™ of €0.15 (Significantly Overvalued). The stock has 9 warning signs investors should review.

VBL's Short-Term Debt for the quarter that ended in Dec. 2025 was €0.87 Mil.

VBL's quarterly Short-Term Debt declined from Dec. 2024 (€0.59 Mil) to Jun. 2025 (€0.37 Mil) but then increased from Jun. 2025 (€0.37 Mil) to Dec. 2025 (€0.87 Mil).

VBL's annual Short-Term Debt increased from Dec. 2023 (€0.43 Mil) to Dec. 2024 (€0.59 Mil) and increased from Dec. 2024 (€0.59 Mil) to Dec. 2025 (€0.87 Mil).

VBL Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

VBL Short-Term Debt Related Terms

VBL Short-Term Debt Historical Data

* Premium members only.

The historical data trend for VBL's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VBL Short-Term Debt Chart

VBL Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial 2.33 0.34 0.43 0.59 0.87

VBL Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.43 0.35 0.59 0.37 0.87
MAL:VBL
62GF Score
VBL PLC MAL:VBL
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of €0.87 Mil mean?
VBL (MAL:VBL) has a Short-Term Debt of €0.87 Mil as of Dec. 2025.
Is VBL's Short-Term Debt too high?
VBL's current Short-Term Debt is €0.87 Mil. Overall, VBL has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VBL's Short-Term Debt compare to competitors?
VBL's Short-Term Debt of €0.87 Mil can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Real Estate company?
A good Short-Term Debt depends on the Real Estate industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. VBL's current Short-Term Debt is €0.87 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VBL stock overvalued right now?
Based on GuruFocus' analysis, VBL (MAL:VBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.15, compared to a current price of €0.23 — trading 52% above its estimated fair value. The current Short-Term Debt is €0.87 Mil. VBL's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For VBL (MAL:VBL), the current Short-Term Debt is €0.87 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VBL (MAL:VBL) Overvalued in 2026?

Based on GuruFocus' analysis, VBL stock appears to be overvalued. The current stock price of €0.23 is trading 52% above its estimated GF Value™ of €0.15. GuruFocus considers VBL to be Significantly Overvalued.

Key valuation signals for MAL:VBL:

  • Short-Term Debt: €0.87 Mil
  • GF Value™: €0.15 vs. price of €0.23 (52% above fair value)
  • GF Score™: 62/100 with 9 warning signs

No single metric tells the full story. See the MAL:VBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VBL Business Description

Address 54, Marsamxett Road, Valletta, MLT, VLT 1853
VBL PLC is a private owner of real estate in Valletta with a diversified portfolio of residential, hospitality, commercial, and office space. It is involved in property ownership and the full process of real estate acquisitions, integrated real estate development, property management, operations, utilisation (rental), and disposal of properties. Some of its projects include Palazzo Stella Valletta, Casa San Domenico, Orangery Phase 1, Silver Horse Phase 1 - The Gut, Dormitory, Palazzo Zoe, and Old Lodge. Its services include Hospitality Management, Property Management and Operations, and Development. The firm generates the majority of its revenue from Rental Income.
62GF Score

Get the complete analysis for MAL:VBL

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.15
GF Value