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Credo Brands MarketingNSE:MUFTI +3.24%58 Days Payable is 50.72 as of Jun. 2026, which is 5% below its 10-year median of 53.33. GuruFocus rates NSE:MUFTI with a GF Score™ of 58/100 and a GF Value™ of ₹137.54 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,101 Retail - Cyclical companies, Credo Brands Marketing ranks worse than 65.67% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MUFTI vs TJX, ROST, BURL: Days Payable Comparison
For the Apparel Retail subindustry, Credo Brands Marketing's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credo Brands Marketing Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Credo Brands Marketing's Days Payable distribution charts can be found below:
* The bar in red indicates where Credo Brands Marketing's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Credo Brands Marketing's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credo Brands Marketing (NSE:MUFTI) has a Days Payable of 50.72 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credo Brands Marketing and its competitors. This is near median its historical median of 53.33. Over the past decade, Credo Brands Marketing's Days Payable has ranged from 32.69 to 89.28. According to the industry distribution chart, Credo Brands Marketing ranks #723 out of 1101 companies in the Retail - Cyclical industry, placing it in the top 65.7%.
Is Credo Brands Marketing's Days Payable too high?
Credo Brands Marketing's current Days Payable of 50.72 is near median its 10-year median of 53.33. Over the past 10 years, this metric has ranged from a low of 32.69 to a high of 89.28. The Retail - Cyclical industry median Days Payable is 50.43. Credo Brands Marketing's value of 50.72 is 0.6% above this industry median. Based on the distribution chart, Credo Brands Marketing ranks #723 out of 1101 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Credo Brands Marketing has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credo Brands Marketing's Days Payable compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Credo Brands Marketing ranks #723 out of 1101 companies for Days Payable. This places Credo Brands Marketing in the lower half of its industry. The industry median Days Payable is 50.43. Credo Brands Marketing's value of 50.72 is 0.6% above this benchmark. Historically, Credo Brands Marketing's own Days Payable has ranged from 32.69 to 89.28 over the past decade. While the company's 10-year median is 53.33 vs. the industry median of 50.43, Credo Brands Marketing has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 50.43, based on 1,101 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credo Brands Marketing's current Days Payable of 50.72 is 0.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credo Brands Marketing and its competitors. For the Retail - Cyclical industry, the median Days Payable is 50.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credo Brands Marketing's current Days Payable is 50.72, which is near median its own 10-year median of 53.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credo Brands Marketing stock overvalued right now?
Based on GuruFocus' analysis, Credo Brands Marketing (NSE:MUFTI) is currently considered Possible Value Trap. The stock's GF Value™ is ₹137.54, compared to a current price of ₹75.23 — trading 45.3% below its estimated fair value. The current Days Payable is 50.72, which is near median its 10-year median of 53.33 and 0.6% above the Retail - Cyclical industry median of 50.43. Credo Brands Marketing's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Credo Brands Marketing (NSE:MUFTI), the current Days Payable is 50.72 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credo Brands Marketing (NSE:MUFTI) Overvalued in 2026?
Based on GuruFocus' analysis, Credo Brands Marketing stock appears to be undervalued.
The current stock price of ₹75.23 is trading 45.3% below its estimated GF Value™ of ₹137.54.
GuruFocus considers Credo Brands Marketing to be Possible Value Trap.
Key valuation signals for NSE:MUFTI:
Days Payable: 50.72 (near median its 10-year median of 53.33)
GF Value™: ₹137.54 vs. price of ₹75.23 (45.3% below fair value)
Industry Position: 0.6% above the Retail - Cyclical median (#723 of 1101)
No single metric tells the full story. See the NSE:MUFTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credo Brands Marketing Ltd is a homegrown brand in the mid-premium and premium men's casual wear market in India. The product offerings range from shirts to t-shirts to jeans to chinos, which cater to all year-round clothing. The company is principally engaged in the business of retailing of Men's casual wear under its Brand MUFTI. The company generates the majority of its revenue from the sale of its products.
58GF Score
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