Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Credo Brands Marketing Effective Interest Rate on Debt % Related Terms
Credo Brands Marketing Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Credo Brands Marketing's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credo Brands Marketing Effective Interest Rate on Debt % Chart
NSE:MUFTI vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison
For the Apparel Retail subindustry, Credo Brands Marketing's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credo Brands Marketing Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Credo Brands Marketing's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Credo Brands Marketing's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 11.03% mean?
Credo Brands Marketing (NSE:MUFTI) has a Effective Interest Rate on Debt % of 11.03% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Credo Brands Marketing and its competitors.
Is Credo Brands Marketing's Effective Interest Rate on Debt % too high?
Credo Brands Marketing's current Effective Interest Rate on Debt % is 11.03%. Overall, Credo Brands Marketing has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credo Brands Marketing's Effective Interest Rate on Debt % compare to TJX and ROST?
Credo Brands Marketing's Effective Interest Rate on Debt % of 11.03% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Credo Brands Marketing and its competitors. Credo Brands Marketing's current Effective Interest Rate on Debt % is 11.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credo Brands Marketing stock overvalued right now?
Based on GuruFocus' analysis, Credo Brands Marketing (NSE:MUFTI) is currently considered Possible Value Trap. The stock's GF Value™ is ₹137.29, compared to a current price of ₹76.85 — trading 44% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.03%. Credo Brands Marketing's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Credo Brands Marketing (NSE:MUFTI), the current Effective Interest Rate on Debt % is 11.03% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credo Brands Marketing (NSE:MUFTI) Overvalued in 2026?
Based on GuruFocus' analysis, Credo Brands Marketing stock appears to be undervalued.
The current stock price of ₹76.85 is trading 44% below its estimated GF Value™ of ₹137.29.
GuruFocus considers Credo Brands Marketing to be Possible Value Trap.
Key valuation signals for NSE:MUFTI:
Effective Interest Rate on Debt %: 11.03%
GF Value™: ₹137.29 vs. price of ₹76.85 (44% below fair value)
No single metric tells the full story. See the NSE:MUFTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credo Brands Marketing Ltd is a homegrown brand in the mid-premium and premium men's casual wear market in India. The product offerings range from shirts to t-shirts to jeans to chinos, which cater to all year-round clothing. The company is principally engaged in the business of retailing of Men's casual wear under its Brand MUFTI. The company generates the majority of its revenue from the sale of its products.
58GF Score
Get the complete analysis for NSE:MUFTI
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:MUFTI has been successfully added to your 
