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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Credo Brands Marketing's Debt-to-EBITDA or its related term are showing as below:
NSE:MUFTI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.11 Med: 1.42 Max: 2.26
Current: 1.43
During the past 6 years, the highest Debt-to-EBITDA Ratio of Credo Brands Marketing was 2.26. The lowest was 1.11. And the median was 1.42.
NSE:MUFTI's Debt-to-EBITDA is ranked better than 68.06% of 911
companies
in the Retail - Cyclical industry
Industry Median: 2.27
vs NSE:MUFTI: 1.43
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Credo Brands Marketing Debt-to-EBITDA Related Terms
Credo Brands Marketing Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Credo Brands Marketing's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MUFTI vs TJX, ROST, BURL: Debt-to-EBITDA Comparison
For the Apparel Retail subindustry, Credo Brands Marketing's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credo Brands Marketing Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Credo Brands Marketing's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Credo Brands Marketing's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Credo Brands Marketing (NSE:MUFTI) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Credo Brands Marketing. Over the past decade, Credo Brands Marketing's Debt-to-EBITDA has ranged from 1.11 to 2.26. According to the industry distribution chart, Credo Brands Marketing ranks #291 out of 911 companies in the Retail - Cyclical industry, placing it in the top 31.9%.
Is Credo Brands Marketing's Debt-to-EBITDA too high?
Credo Brands Marketing's current Debt-to-EBITDA is 0.00. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 2.26. Based on the distribution chart, Credo Brands Marketing ranks #291 out of 911 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Credo Brands Marketing has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credo Brands Marketing's Debt-to-EBITDA compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Credo Brands Marketing ranks #291 out of 911 companies for Debt-to-EBITDA. This puts Credo Brands Marketing in the upper half of its industry. The industry median Debt-to-EBITDA is 2.27. Historically, Credo Brands Marketing's own Debt-to-EBITDA has ranged from 1.11 to 2.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.27, based on 911 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Credo Brands Marketing. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credo Brands Marketing's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credo Brands Marketing stock overvalued right now?
Based on GuruFocus' analysis, Credo Brands Marketing (NSE:MUFTI) is currently considered Possible Value Trap. The stock's GF Value™ is ₹137.66, compared to a current price of ₹74.09 — trading 46.2% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Credo Brands Marketing's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Credo Brands Marketing (NSE:MUFTI), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credo Brands Marketing (NSE:MUFTI) Overvalued in 2026?
Based on GuruFocus' analysis, Credo Brands Marketing stock appears to be undervalued.
The current stock price of ₹74.09 is trading 46.2% below its estimated GF Value™ of ₹137.66.
GuruFocus considers Credo Brands Marketing to be Possible Value Trap.
Key valuation signals for NSE:MUFTI:
Debt-to-EBITDA: 0.00
GF Value™: ₹137.66 vs. price of ₹74.09 (46.2% below fair value)
No single metric tells the full story. See the NSE:MUFTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credo Brands Marketing Ltd is a homegrown brand in the mid-premium and premium men's casual wear market in India. The product offerings range from shirts to t-shirts to jeans to chinos, which cater to all year-round clothing. The company is principally engaged in the business of retailing of Men's casual wear under its Brand MUFTI. The company generates the majority of its revenue from the sale of its products.
59GF Score
Get the complete analysis for NSE:MUFTI
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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