VLS FinanceNSE:VLSFINANCE -0.41%60 Days Payable is 819.72 as of Mar. 2026, which is 5347% above its 10-year median of 15.05. GuruFocus rates NSE:VLSFINANCE with a GF Score™ of 60/100 and a GF Value™ of ₹82.52 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 541 Capital Markets companies, VLS Finance ranks better than 68.39% on this metric.
VLS Finance's average Accounts Payable for the
three
months ended in Mar. 2026 was ₹209.1 Mil. VLS Finance's Cost of Goods Sold for the
three
months ended in Mar. 2026 was ₹23.3 Mil.
Hence, VLS Finance's Days Payable for the
three
months ended in Mar. 2026 was 819.72.
The historical rank and industry rank for VLS Finance's Days Payable or its related term are showing as below:
NSE:VLSFINANCE'
s Days Payable Range Over the Past 10 Years
Min: 0.28 Med: 15.05 Max: 420.39
Current: 333.41
During the past 13 years, VLS Finance's highest Days Payable was 420.39. The lowest was 0.28. And the median was 15.05.
NSE:VLSFINANCE's Days Payable is ranked better than 68.39% of 541
companies
in the Capital Markets industry
Industry Median: 91.67
vs NSE:VLSFINANCE: 333.41
VLS Finance's Days Payable
increased
from Mar. 2025 (40.58) to Mar. 2026 (819.72).
It may suggest that VLS Financedelayed paying its suppliers.
VLS Finance Days Payable Related Terms
VLS Finance Days Payable Historical Data
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The historical data trend for VLS Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:VLSFINANCE vs MS, GS, SCHW: Days Payable Comparison
For the Capital Markets subindustry, VLS Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VLS Finance Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VLS Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where VLS Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
VLS Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VLS Finance (NSE:VLSFINANCE) has a Days Payable of 819.72 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on VLS Finance and its competitors. This is 5347% above median its historical median of 15.05. Over the past decade, VLS Finance's Days Payable has ranged from 0.28 to 420.39. According to the industry distribution chart, VLS Finance ranks #171 out of 541 companies in the Capital Markets industry, placing it in the top 31.6%.
Is VLS Finance's Days Payable too high?
VLS Finance's current Days Payable of 819.72 is 5347% above median its 10-year median of 15.05. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 420.39. The Capital Markets industry median Days Payable is 91.67. VLS Finance's value of 819.72 is 794.2% above this industry median. Based on the distribution chart, VLS Finance ranks #171 out of 541 companies in the Capital Markets industry, which is above the industry midpoint. Overall, VLS Finance has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VLS Finance's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, VLS Finance ranks #171 out of 541 companies for Days Payable. This puts VLS Finance in the upper half of its industry. The industry median Days Payable is 91.67. VLS Finance's value of 819.72 is 794.2% above this benchmark. Historically, VLS Finance's own Days Payable has ranged from 0.28 to 420.39 over the past decade. While the company's 10-year median is 15.05 vs. the industry median of 91.67, VLS Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.67, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VLS Finance's current Days Payable of 819.72 is 794.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on VLS Finance and its competitors. For the Capital Markets industry, the median Days Payable is 91.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VLS Finance's current Days Payable is 819.72, which is 5347% above median its own 10-year median of 15.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VLS Finance stock overvalued right now?
Based on GuruFocus' analysis, VLS Finance (NSE:VLSFINANCE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹82.52, compared to a current price of ₹255.00 — trading 209% above its estimated fair value. The current Days Payable is 819.72, which is 5347% above median its 10-year median of 15.05 and 794.2% above the Capital Markets industry median of 91.67. VLS Finance's overall GF Score™ is 60/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For VLS Finance (NSE:VLSFINANCE), the current Days Payable is 819.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VLS Finance (NSE:VLSFINANCE) Overvalued in 2026?
Based on GuruFocus' analysis, VLS Finance stock appears to be overvalued.
The current stock price of ₹255.00 is trading 209% above its estimated GF Value™ of ₹82.52.
GuruFocus considers VLS Finance to be Significantly Overvalued.
Key valuation signals for NSE:VLSFINANCE:
Days Payable: 819.72 (5347% above median its 10-year median of 15.05)
GF Value™: ₹82.52 vs. price of ₹255.00 (209% above fair value)
Industry Position: 794.2% above the Capital Markets median (#171 of 541)
No single metric tells the full story. See the NSE:VLSFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VLS Finance Ltd is engaged in the finance business. Its principal business is stock broking and investing in securities. The Company is mainly engaged in a single segment i.e., in the business of investment & Sale/Purchase of Shares/Securities & Derivatives.
60GF Score
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