VLS FinanceNSE:VLSFINANCE +0.15%61 Quick Ratio is 5.10 as of Mar. 2026, which is 75% below its 10-year median of 20.43. GuruFocus rates NSE:VLSFINANCE with a GF Score™ of 61/100 and a GF Value™ of ₹82.67 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 690 Capital Markets companies, VLS Finance ranks better than 70.43% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. VLS Finance's quick ratio for the quarter that ended in Mar. 2026 was 5.10.
VLS Finance has a quick ratio of 5.10. It generally indicates good short-term financial strength.
The historical rank and industry rank for VLS Finance's Quick Ratio or its related term are showing as below:
NSE:VLSFINANCE'
s Quick Ratio Range Over the Past 10 Years
Min: 2.58 Med: 20.43 Max: 65.25
Current: 5.1
During the past 13 years, VLS Finance's highest Quick Ratio was 65.25. The lowest was 2.58. And the median was 20.43.
NSE:VLSFINANCE's Quick Ratio is ranked better than 70.43% of 690
companies
in the Capital Markets industry
Industry Median: 2.095
vs NSE:VLSFINANCE: 5.10
VLS Finance (NSE:VLSFINANCE) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
VLS Finance Quick Ratio Related Terms
VLS Finance Quick Ratio Historical Data
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The historical data trend for VLS Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:VLSFINANCE vs MS, GS, SCHW: Quick Ratio Comparison
For the Capital Markets subindustry, VLS Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VLS Finance Quick Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VLS Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where VLS Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
VLS Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VLS Finance (NSE:VLSFINANCE) has a Quick Ratio of 5.10 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on VLS Finance and its competitors. This is 75% below median its historical median of 20.43. Over the past decade, VLS Finance's Quick Ratio has ranged from 2.58 to 65.25. According to the industry distribution chart, VLS Finance ranks #204 out of 690 companies in the Capital Markets industry, placing it in the top 29.6%.
Is VLS Finance's Quick Ratio too high?
VLS Finance's current Quick Ratio of 5.10 is 75% below median its 10-year median of 20.43. Over the past 10 years, this metric has ranged from a low of 2.58 to a high of 65.25. The Capital Markets industry median Quick Ratio is 2.10. VLS Finance's value of 5.10 is 143.4% above this industry median. Based on the distribution chart, VLS Finance ranks #204 out of 690 companies in the Capital Markets industry, which is above the industry midpoint. Overall, VLS Finance has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VLS Finance's Quick Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, VLS Finance ranks #204 out of 690 companies for Quick Ratio. This puts VLS Finance in the upper half of its industry. The industry median Quick Ratio is 2.10. VLS Finance's value of 5.10 is 143.4% above this benchmark. Historically, VLS Finance's own Quick Ratio has ranged from 2.58 to 65.25 over the past decade. While the company's 10-year median is 20.43 vs. the industry median of 2.10, VLS Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Capital Markets company?
The median Quick Ratio among Capital Markets companies is 2.10, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VLS Finance's current Quick Ratio of 5.10 is 143.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on VLS Finance and its competitors. For the Capital Markets industry, the median Quick Ratio is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VLS Finance's current Quick Ratio is 5.10, which is 75% below median its own 10-year median of 20.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VLS Finance stock overvalued right now?
Based on GuruFocus' analysis, VLS Finance (NSE:VLSFINANCE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹82.67, compared to a current price of ₹257.62 — trading 211.6% above its estimated fair value. The current Quick Ratio is 5.10, which is 75% below median its 10-year median of 20.43 and 143.4% above the Capital Markets industry median of 2.10. VLS Finance's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For VLS Finance (NSE:VLSFINANCE), the current Quick Ratio is 5.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VLS Finance (NSE:VLSFINANCE) Overvalued in 2026?
Based on GuruFocus' analysis, VLS Finance stock appears to be overvalued.
The current stock price of ₹257.62 is trading 211.6% above its estimated GF Value™ of ₹82.67.
GuruFocus considers VLS Finance to be Significantly Overvalued.
Key valuation signals for NSE:VLSFINANCE:
Quick Ratio: 5.10 (75% below median its 10-year median of 20.43)
GF Value™: ₹82.67 vs. price of ₹257.62 (211.6% above fair value)
Industry Position: 143.4% above the Capital Markets median (#204 of 690)
No single metric tells the full story. See the NSE:VLSFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VLS Finance Ltd is engaged in the finance business. Its principal business is stock broking and investing in securities. The Company is mainly engaged in a single segment i.e., in the business of investment & Sale/Purchase of Shares/Securities & Derivatives.
61GF Score
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