Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. VLS Finance's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-1,052.8 Mil. VLS Finance's Interest Expense for the
three
months ended in Mar. 2026 was ₹-0.5 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. VLS Finance Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for VLS Finance's Interest Coverage or its related term are showing as below:
NSE:VLSFINANCE'
s Interest Coverage Range Over the Past 10 Years
Min: 82.29 Med: 1140.38 Max: 21572.73
Current: 82.29
NSE:VLSFINANCE's Interest Coverage is ranked better than 64.42% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs NSE:VLSFINANCE: 82.29
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
VLS Finance Interest Coverage Related Terms
VLS Finance Interest Coverage Historical Data
* Premium members only.
The historical data trend for VLS Finance's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:VLSFINANCE vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, VLS Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VLS Finance Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VLS Finance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where VLS Finance's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
VLS Finance did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
VLS Finance (NSE:VLSFINANCE) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VLS Finance and its competitors. Over the past decade, VLS Finance's Interest Coverage has ranged from 82.29 to 21,572.73. According to the industry distribution chart, VLS Finance ranks #153 out of 430 companies in the Capital Markets industry, placing it in the top 35.6%.
Is VLS Finance's Interest Coverage too high?
VLS Finance's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 82.29 to a high of 21,572.73. Based on the distribution chart, VLS Finance ranks #153 out of 430 companies in the Capital Markets industry, which is above the industry midpoint. Overall, VLS Finance has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VLS Finance's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, VLS Finance ranks #153 out of 430 companies for Interest Coverage. This puts VLS Finance in the upper half of its industry. The industry median Interest Coverage is 19.38. Historically, VLS Finance's own Interest Coverage has ranged from 82.29 to 21,572.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VLS Finance and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VLS Finance's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VLS Finance stock overvalued right now?
Based on GuruFocus' analysis, VLS Finance (NSE:VLSFINANCE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹82.67, compared to a current price of ₹257.62 — trading 211.6% above its estimated fair value. The current Interest Coverage is 0 (At Loss). VLS Finance's overall GF Score™ is 60/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VLS Finance (NSE:VLSFINANCE), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VLS Finance (NSE:VLSFINANCE) Overvalued in 2026?
Based on GuruFocus' analysis, VLS Finance stock appears to be overvalued.
The current stock price of ₹257.62 is trading 211.6% above its estimated GF Value™ of ₹82.67.
GuruFocus considers VLS Finance to be Significantly Overvalued.
Key valuation signals for NSE:VLSFINANCE:
Interest Coverage: 0 (At Loss)
GF Value™: ₹82.67 vs. price of ₹257.62 (211.6% above fair value)
No single metric tells the full story. See the NSE:VLSFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VLS Finance Ltd is engaged in the finance business. Its principal business is stock broking and investing in securities. The Company is mainly engaged in a single segment i.e., in the business of investment & Sale/Purchase of Shares/Securities & Derivatives.
60GF Score
Get the complete analysis for NSE:VLSFINANCE
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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