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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for VLS Finance's Debt-to-EBITDA or its related term are showing as below:
NSE:VLSFINANCE'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.06 Med: 0.01 Max: 0.02
Current: 0.01
During the past 13 years, the highest Debt-to-EBITDA Ratio of VLS Finance was 0.02. The lowest was -0.06. And the median was 0.01.
NSE:VLSFINANCE's Debt-to-EBITDA is ranked better than 99.76% of 419
companies
in the Capital Markets industry
Industry Median: 1.56
vs NSE:VLSFINANCE: 0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
VLS Finance Debt-to-EBITDA Related Terms
VLS Finance Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for VLS Finance's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:VLSFINANCE vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, VLS Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VLS Finance Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, VLS Finance's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where VLS Finance's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
VLS Finance (NSE:VLSFINANCE) has a Debt-to-EBITDA of -0.00 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VLS Finance. According to the industry distribution chart, VLS Finance ranks #1 out of 419 companies in the Capital Markets industry, placing it in the top 0.2%.
Is VLS Finance's Debt-to-EBITDA too high?
VLS Finance's current Debt-to-EBITDA is -0.00. Based on the distribution chart, VLS Finance ranks #1 out of 419 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, VLS Finance has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VLS Finance's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, VLS Finance ranks #1 out of 419 companies for Debt-to-EBITDA. This places VLS Finance in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.56, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on VLS Finance. For the Capital Markets industry, the median Debt-to-EBITDA is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VLS Finance's current Debt-to-EBITDA is -0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VLS Finance stock overvalued right now?
Based on GuruFocus' analysis, VLS Finance (NSE:VLSFINANCE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹80.66, compared to a current price of ₹261.20 — trading 223.8% above its estimated fair value. The current Debt-to-EBITDA is -0.00. VLS Finance's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For VLS Finance (NSE:VLSFINANCE), the current Debt-to-EBITDA is -0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VLS Finance (NSE:VLSFINANCE) Overvalued in 2026?
Based on GuruFocus' analysis, VLS Finance stock appears to be overvalued.
The current stock price of ₹261.20 is trading 223.8% above its estimated GF Value™ of ₹80.66.
GuruFocus considers VLS Finance to be Significantly Overvalued.
Key valuation signals for NSE:VLSFINANCE:
Debt-to-EBITDA: -0.00
GF Value™: ₹80.66 vs. price of ₹261.20 (223.8% above fair value)
No single metric tells the full story. See the NSE:VLSFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VLS Finance Ltd is engaged in the finance business. Its principal business is stock broking and investing in securities. The Company is mainly engaged in a single segment i.e., in the business of investment & Sale/Purchase of Shares/Securities & Derivatives.
61GF Score
Get the complete analysis for NSE:VLSFINANCE
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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