GMO Payment Gateway (STU:3RH) Days Payable: 117.18 (As of Mar. 2026) — 20% Below Median


STU:3RH GMO Payment Gateway Inc STU:3RH
94 GF Score
Price €48.60
GF Value €57.25
! 3 Warning Signs
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What is GMO Payment Gateway Days Payable?

GMO Payment Gateway STU:3RH -2.80% 94 Days Payable is 117.18 as of Mar. 2026, which is 20% below its 10-year median of 145.94. GuruFocus rates STU:3RH with a GF Score™ of 94/100 and a GF Value™ of €57.25. The stock has 3 warning signs investors should review. Among 2,602 Software companies, GMO Payment Gateway ranks better than 72.02% on this metric.

GMO Payment Gateway's average Accounts Payable for the three months ended in Mar. 2026 was €57.8 Mil. GMO Payment Gateway's Cost of Goods Sold for the three months ended in Mar. 2026 was €45.0 Mil. Hence, GMO Payment Gateway's Days Payable for the three months ended in Mar. 2026 was 117.18.

The historical rank and industry rank for GMO Payment Gateway's Days Payable or its related term are showing as below:

STU:3RH' s Days Payable Range Over the Past 10 Years
Min: 95.86   Med: 145.94   Max: 248.5
Current: 114.37

During the past 13 years, GMO Payment Gateway's highest Days Payable was 248.50. The lowest was 95.86. And the median was 145.94.

STU:3RH's Days Payable is ranked better than
72.02% of 2602 companies
in the Software industry
Industry Median: 53.825 vs STU:3RH: 114.37

GMO Payment Gateway's Days Payable increased from Mar. 2025 (114.27) to Mar. 2026 (117.18). It may suggest that GMO Payment Gateway delayed paying its suppliers.


GMO Payment Gateway Days Payable Historical Data

* Premium members only.

The historical data trend for GMO Payment Gateway's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Payment Gateway Days Payable Chart

GMO Payment Gateway Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 130.58 124.00 100.81 103.83 120.26

GMO Payment Gateway Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 114.27 113.67 107.52 126.56 117.18

STU:3RH vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Payment Gateway Days Payable vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's Days Payable distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's Days Payable falls into.


STU:3RH
94GF Score
GMO Payment Gateway Inc STU:3RH
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Payment Gateway Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

GMO Payment Gateway's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as

Days Payable (A: Sep. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Sep. 2024 ) + Accounts Payable (A: Sep. 2025 )) / count ) / Cost of Goods Sold (A: Sep. 2025 )*Days in Period
=( (50.542 + 51.994) / 2 ) / 155.602*365
=51.268 / 155.602*365
=120.26

GMO Payment Gateway's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (59.331 + 56.267) / 2 ) / 45.01*365 / 4
=57.799 / 45.01*365 / 4
=117.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 117.18 mean?
GMO Payment Gateway (STU:3RH) has a Days Payable of 117.18 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GMO Payment Gateway and its competitors. This is 20% below median its historical median of 145.94. Over the past decade, GMO Payment Gateway's Days Payable has ranged from 95.86 to 248.50. According to the industry distribution chart, GMO Payment Gateway ranks #728 out of 2602 companies in the Software industry, placing it in the top 28%.
Is GMO Payment Gateway's Days Payable too high?
GMO Payment Gateway's current Days Payable of 117.18 is 20% below median its 10-year median of 145.94. Over the past 10 years, this metric has ranged from a low of 95.86 to a high of 248.50. The Software industry median Days Payable is 53.83. GMO Payment Gateway's value of 117.18 is 117.7% above this industry median. Based on the distribution chart, GMO Payment Gateway ranks #728 out of 2602 companies in the Software industry, which is above the industry midpoint. Overall, GMO Payment Gateway has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Payment Gateway ranks #728 out of 2602 companies for Days Payable. This puts GMO Payment Gateway in the upper half of its industry. The industry median Days Payable is 53.83. GMO Payment Gateway's value of 117.18 is 117.7% above this benchmark. Historically, GMO Payment Gateway's own Days Payable has ranged from 95.86 to 248.50 over the past decade. While the company's 10-year median is 145.94 vs. the industry median of 53.83, GMO Payment Gateway has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Payment Gateway's current Days Payable of 117.18 is 117.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GMO Payment Gateway and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Payment Gateway's current Days Payable is 117.18, which is 20% below median its own 10-year median of 145.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (STU:3RH) has a current Days Payable of 117.18. The stock's GF Value™ is €57.25, compared to a current price of €48.60 — trading 15.1% below its estimated fair value. The current Days Payable is 117.18, which is 20% below median its 10-year median of 145.94 and 117.7% above the Software industry median of 53.83. GMO Payment Gateway's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For GMO Payment Gateway (STU:3RH), the current Days Payable is 117.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Payment Gateway (STU:3RH) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of €48.60 is trading 15.1% below its estimated GF Value™ of €57.25.

Key valuation signals for STU:3RH:

  • Days Payable: 117.18 (20% below median its 10-year median of 145.94)
  • GF Value™: €57.25 vs. price of €48.60 (15.1% below fair value)
  • GF Score™: 94/100 with 3 warning signs
  • Industry Position: 117.7% above the Software median (#728 of 2602)

No single metric tells the full story. See the STU:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Payment Gateway Business Description

Other Exchanges 3769:Japan
Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
94GF Score

Get the complete analysis for STU:3RH

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.60
Price
€57.25
GF Value