GMO Payment Gateway (STU:3RH) ROE % Adjusted to Book Value: 4.45% (As of Mar. 2026)


STU:3RH GMO Payment Gateway Inc STU:3RH
94 GF Score
Price €48.60
GF Value €57.25
! 3 Warning Signs
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What is GMO Payment Gateway ROE % Adjusted to Book Value?

GMO Payment Gateway STU:3RH -2.80% 94 ROE % Adjusted to Book Value is 4.45% as of Mar. 2026. GuruFocus rates STU:3RH with a GF Score™ of 94/100 and a GF Value™ of €57.25. The stock has 3 warning signs investors should review.

GMO Payment Gateway's ROE % for the quarter that ended in Mar. 2026 was 24.19%. GMO Payment Gateway's PB Ratio for the quarter that ended in Mar. 2026 was 5.44. GMO Payment Gateway's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.45%.


GMO Payment Gateway ROE % Adjusted to Book Value Related Terms


GMO Payment Gateway ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for GMO Payment Gateway's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Payment Gateway ROE % Adjusted to Book Value Chart

GMO Payment Gateway Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.84 2.16 2.97 3.52

GMO Payment Gateway Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.60 3.35 4.00 2.72 4.45

STU:3RH vs MSFT, ORCL, PLTR: ROE % Adjusted to Book Value Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Payment Gateway ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's ROE % Adjusted to Book Value falls into.


STU:3RH
94GF Score
GMO Payment Gateway Inc STU:3RH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Payment Gateway ROE % Adjusted to Book Value Calculation

GMO Payment Gateway's ROE % Adjusted to Book Value for the fiscal year that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.36% / 5.50
=3.52%

GMO Payment Gateway's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=24.19% / 5.44
=4.45%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.45% mean?
GMO Payment Gateway (STU:3RH) has a ROE % Adjusted to Book Value of 4.45% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on GMO Payment Gateway and its competitors.
Is GMO Payment Gateway's ROE % Adjusted to Book Value too high?
GMO Payment Gateway's current ROE % Adjusted to Book Value is 4.45%. Overall, GMO Payment Gateway has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's ROE % Adjusted to Book Value compare to MSFT and ORCL?
GMO Payment Gateway's ROE % Adjusted to Book Value of 4.45% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on GMO Payment Gateway and its competitors. GMO Payment Gateway's current ROE % Adjusted to Book Value is 4.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (STU:3RH) has a current ROE % Adjusted to Book Value of 4.45%. The stock's GF Value™ is €57.25, compared to a current price of €48.60 — trading 15.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 4.45%. GMO Payment Gateway's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For GMO Payment Gateway (STU:3RH), the current ROE % Adjusted to Book Value is 4.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Payment Gateway (STU:3RH) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of €48.60 is trading 15.1% below its estimated GF Value™ of €57.25.

Key valuation signals for STU:3RH:

  • ROE % Adjusted to Book Value: 4.45%
  • GF Value™: €57.25 vs. price of €48.60 (15.1% below fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the STU:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Payment Gateway Business Description

Other Exchanges 3769:Japan
Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
94GF Score

Get the complete analysis for STU:3RH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.60
Price
€57.25
GF Value