GMO Payment Gateway (STU:3RH) Scaled Net Operating Assets: -0.09 (As of Mar. 2026)


STU:3RH GMO Payment Gateway Inc STU:3RH
94 GF Score
Price €48.60
GF Value €57.25
! 3 Warning Signs
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What is GMO Payment Gateway Scaled Net Operating Assets?

GMO Payment Gateway STU:3RH -2.80% 94 Scaled Net Operating Assets is -0.09 as of Mar. 2026. GuruFocus rates STU:3RH with a GF Score™ of 94/100 and a GF Value™ of €57.25. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

GMO Payment Gateway's operating assets for the quarter that ended in Mar. 2026 was €1,180.2 Mil. GMO Payment Gateway's operating liabilities for the quarter that ended in Mar. 2026 was €1,400.1 Mil. GMO Payment Gateway's Total Assets for the quarter that ended in Dec. 2025 was €2,430.6 Mil. Therefore, GMO Payment Gateway's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.09.


GMO Payment Gateway Scaled Net Operating Assets Historical Data

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The historical data trend for GMO Payment Gateway's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Payment Gateway Scaled Net Operating Assets Chart

GMO Payment Gateway Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.06 0.02 0.03 -0.05 -0.11

GMO Payment Gateway Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.07 -0.07 -0.11 -0.11 -0.09

STU:3RH vs MSFT, ORCL, PLTR: Scaled Net Operating Assets Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Payment Gateway Scaled Net Operating Assets vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's Scaled Net Operating Assets falls into.


STU:3RH
94GF Score
GMO Payment Gateway Inc STU:3RH
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Payment Gateway Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

GMO Payment Gateway's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Sep. 2025 )
=(Operating Assets (A: Sep. 2025 )-Operating Liabilities (A: Sep. 2025 ))/Total Assets (A: Sep. 2024 )
=(1071.595-1310.638)/2172.565
=-0.11

where

Operating Assets(A: Sep. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2344.021 - 1272.426
=1071.595

Operating Liabilities(A: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1674.596 - 171.819 - 192.139
=1310.638

GMO Payment Gateway's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1180.213-1400.145)/2430.648
=-0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2461.376 - 1281.163
=1180.213

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1803.594 - 214.36 - 189.089
=1400.145

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.09 mean?
GMO Payment Gateway (STU:3RH) has a Scaled Net Operating Assets of -0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on GMO Payment Gateway and its competitors.
Is GMO Payment Gateway's Scaled Net Operating Assets too high?
GMO Payment Gateway's current Scaled Net Operating Assets is -0.09. Overall, GMO Payment Gateway has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's Scaled Net Operating Assets compare to MSFT and ORCL?
GMO Payment Gateway's Scaled Net Operating Assets of -0.09 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on GMO Payment Gateway and its competitors. GMO Payment Gateway's current Scaled Net Operating Assets is -0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (STU:3RH) has a current Scaled Net Operating Assets of -0.09. The stock's GF Value™ is €57.25, compared to a current price of €48.60 — trading 15.1% below its estimated fair value. The current Scaled Net Operating Assets is -0.09. GMO Payment Gateway's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For GMO Payment Gateway (STU:3RH), the current Scaled Net Operating Assets is -0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Payment Gateway (STU:3RH) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of €48.60 is trading 15.1% below its estimated GF Value™ of €57.25.

Key valuation signals for STU:3RH:

  • Scaled Net Operating Assets: -0.09
  • GF Value™: €57.25 vs. price of €48.60 (15.1% below fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the STU:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Payment Gateway Business Description

Other Exchanges 3769:Japan
Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
94GF Score

Get the complete analysis for STU:3RH

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.60
Price
€57.25
GF Value