GMO Payment GatewaySTU:3RH 93 FCF Margin % is 5.31% as of Mar. 2026, which is 15% below its 10-year median of 6.23. GuruFocus rates STU:3RH with a GF Score™ of 93/100 and a GF Value™ of €58.41. The stock has 3 warning signs investors should review. Among 2,815 Software companies, GMO Payment Gateway ranks better than 97.8% on this metric.
The historical rank and industry rank for GMO Payment Gateway's FCF Margin % or its related term are showing as below:
STU:3RH'
s FCF Margin % Range Over the Past 10 Years
Min: -19.84 Med: 6.23 Max: 142.99
Current: 48.19
During the past 13 years, the highest FCF Margin % of GMO Payment Gateway was 142.99%. The lowest was -19.84%. And the median was 6.23%.
STU:3RH's FCF Margin % is ranked better than 97.8% of 2815
companies
in the Software industry
Industry Median: 2.41
vs STU:3RH: 48.19
GMO Payment Gateway FCF Margin % Related Terms
GMO Payment Gateway FCF Margin % Historical Data
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The historical data trend for GMO Payment Gateway's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:3RH vs MSFT, ORCL, PLTR: FCF Margin % Comparison
For the Software - Infrastructure subindustry, GMO Payment Gateway's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GMO Payment Gateway FCF Margin % vs Software Industry
For the Software industry and Technology sector, GMO Payment Gateway's FCF Margin % distribution charts can be found below:
* The bar in red indicates where GMO Payment Gateway's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GMO Payment Gateway (STU:3RH) has a FCF Margin % of 5.31% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GMO Payment Gateway and its competitors. This is 15% below median its historical median of 6.23. According to the industry distribution chart, GMO Payment Gateway ranks #62 out of 2815 companies in the Software industry, placing it in the top 2.2%.
Is GMO Payment Gateway's FCF Margin % too high?
GMO Payment Gateway's current FCF Margin % of 5.31% is 15% below median its 10-year median of 6.23. The Software industry median FCF Margin % is 2.41. GMO Payment Gateway's value of 5.31% is 120.3% above this industry median. Based on the distribution chart, GMO Payment Gateway ranks #62 out of 2815 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, GMO Payment Gateway has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Payment Gateway ranks #62 out of 2815 companies for FCF Margin %. This places GMO Payment Gateway in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.41. GMO Payment Gateway's value of 5.31% is 120.3% above this benchmark. While the company's 10-year median is 6.23 vs. the industry median of 2.41, GMO Payment Gateway has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Payment Gateway's current FCF Margin % of 5.31% is 120.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GMO Payment Gateway and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Payment Gateway's current FCF Margin % is 5.31%, which is 15% below median its own 10-year median of 6.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (STU:3RH) has a current FCF Margin % of 5.31%. The stock's GF Value™ is €58.41, compared to a current price of €43.60 — trading 25.4% below its estimated fair value. The current FCF Margin % is 5.31%, which is 15% below median its 10-year median of 6.23 and 120.3% above the Software industry median of 2.41. GMO Payment Gateway's overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For GMO Payment Gateway (STU:3RH), the current FCF Margin % is 5.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GMO Payment Gateway (STU:3RH) Overvalued in 2026?
Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued.
The current stock price of €43.60 is trading 25.4% below its estimated GF Value™ of €58.41.
Key valuation signals for STU:3RH:
FCF Margin %: 5.31% (15% below median its 10-year median of 6.23)
GF Value™: €58.41 vs. price of €43.60 (25.4% below fair value)
Industry Position: 120.3% above the Software median (#62 of 2815)
No single metric tells the full story. See the STU:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
93GF Score
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