Ctac NVSTU:TAC -1.35%71 Days Payable is 66.81 as of Dec. 2025, which is 116% above its 10-year median of 30.92. GuruFocus rates STU:TAC with a GF Score™ of 71/100 and a GF Value™ of €3.44 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,601 Software companies, Ctac NV ranks worse than 52.6% on this metric.
Ctac NV's average Accounts Payable for the
six
months ended in Dec. 2025 was €16.7 Mil. Ctac NV's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €45.5 Mil.
Hence, Ctac NV's Days Payable for the
six
months ended in Dec. 2025 was 66.81.
The historical rank and industry rank for Ctac NV's Days Payable or its related term are showing as below:
STU:TAC'
s Days Payable Range Over the Past 10 Years
Min: 27.59 Med: 30.92 Max: 81.96
Current: 50.42
During the past 13 years, Ctac NV's highest Days Payable was 81.96. The lowest was 27.59. And the median was 30.92.
STU:TAC's Days Payable is ranked worse than 52.6% of 2601
companies
in the Software industry
Industry Median: 54.01
vs STU:TAC: 50.42
Ctac NV's Days Payable
declined
from Dec. 2024 (70.97) to Dec. 2025 (66.81).
It may suggest that Ctac NVaccelerated paying its suppliers.
Ctac NV Days Payable Related Terms
Ctac NV Days Payable Historical Data
* Premium members only.
The historical data trend for Ctac NV's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:TAC vs IBM, ACN, FISV: Days Payable Comparison
For the Information Technology Services subindustry, Ctac NV's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ctac NV Days Payable vs Software Industry
For the Software industry and Technology sector, Ctac NV's Days Payable distribution charts can be found below:
* The bar in red indicates where Ctac NV's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Ctac NV's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ctac NV (STU:TAC) has a Days Payable of 66.81 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ctac NV and its competitors. This is 116% above median its historical median of 30.92. Over the past decade, Ctac NV's Days Payable has ranged from 27.59 to 81.96. According to the industry distribution chart, Ctac NV ranks #1368 out of 2601 companies in the Software industry, placing it in the top 52.6%.
Is Ctac NV's Days Payable too high?
Ctac NV's current Days Payable of 66.81 is 116% above median its 10-year median of 30.92. Over the past 10 years, this metric has ranged from a low of 27.59 to a high of 81.96. The Software industry median Days Payable is 54.01. Ctac NV's value of 66.81 is 23.7% above this industry median. Based on the distribution chart, Ctac NV ranks #1368 out of 2601 companies in the Software industry, which is below the industry midpoint. Overall, Ctac NV has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ctac NV's Days Payable compare to IBM and ACN?
According to the Software industry distribution chart, Ctac NV ranks #1368 out of 2601 companies for Days Payable. This places Ctac NV in the lower half of its industry. The industry median Days Payable is 54.01. Ctac NV's value of 66.81 is 23.7% above this benchmark. Historically, Ctac NV's own Days Payable has ranged from 27.59 to 81.96 over the past decade. While the company's 10-year median is 30.92 vs. the industry median of 54.01, Ctac NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.01, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ctac NV's current Days Payable of 66.81 is 23.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ctac NV and its competitors. For the Software industry, the median Days Payable is 54.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ctac NV's current Days Payable is 66.81, which is 116% above median its own 10-year median of 30.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ctac NV stock overvalued right now?
Based on GuruFocus' analysis, Ctac NV (STU:TAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.44, compared to a current price of €2.93 — trading 14.8% below its estimated fair value. The current Days Payable is 66.81, which is 116% above median its 10-year median of 30.92 and 23.7% above the Software industry median of 54.01. Ctac NV's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Ctac NV (STU:TAC), the current Days Payable is 66.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ctac NV (STU:TAC) Overvalued in 2026?
Based on GuruFocus' analysis, Ctac NV stock appears to be undervalued.
The current stock price of €2.93 is trading 14.8% below its estimated GF Value™ of €3.44.
GuruFocus considers Ctac NV to be Modestly Undervalued.
Key valuation signals for STU:TAC:
Days Payable: 66.81 (116% above median its 10-year median of 30.92)
GF Value™: €3.44 vs. price of €2.93 (14.8% below fair value)
Industry Position: 23.7% above the Software median (#1368 of 2601)
No single metric tells the full story. See the STU:TAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ctac NV is a group of specialist IT companies offering expertise and services. The group offers a full range of IT services: from strategic advice and transformation through to the supply of specialist IT professionals via staffing services. The group provides services to the retail, manufacturing, wholesale, third-party logistics, and consumer products industries. The essential product of the company is the XV retail suite. The company classifies its business under geographical segments, including the Netherlands, Belgium, and Others. The Netherlands region generates the majority of revenue for the company.
71GF Score
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