Ctac NVSTU:TAC +1.69%74 ROA % is 6.20% as of Dec. 2025, which is 13% above its 10-year median of 5.49. GuruFocus rates STU:TAC with a GF Score™ of 74/100 and a GF Value™ of €3.39 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,885 Software companies, Ctac NV ranks better than 65.79% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Ctac NV's annualizedNet Income for the quarter that ended in Dec. 2025 was €4.4 Mil.
Ctac NV's average Total Assets over the quarter that ended in Dec. 2025 was €70.6 Mil. Therefore, Ctac NV's annualized ROA % for the quarter that ended in Dec. 2025 was 6.20%.
The historical rank and industry rank for Ctac NV's ROA % or its related term are showing as below:
STU:TAC'
s ROA % Range Over the Past 10 Years
Min: 1.29 Med: 5.49 Max: 7.05
Current: 5.06
During the past 13 years, Ctac NV's highest ROA % was 7.05%. The lowest was 1.29%. And the median was 5.49%.
STU:TAC's ROA % is ranked better than 65.79% of 2885
companies
in the Software industry
Industry Median: 1.68
vs STU:TAC: 5.06
Ctac NV (STU:TAC) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Ctac NV ROA % Related Terms
Ctac NV ROA % Historical Data
* Premium members only.
The historical data trend for Ctac NV's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Ctac NV's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ctac NV ROA % vs Software Industry
For the Software industry and Technology sector, Ctac NV's ROA % distribution charts can be found below:
* The bar in red indicates where Ctac NV's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Ctac NV (STU:TAC) has a ROA % of 6.20% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Ctac NV and its competitors. This is 13% above median its historical median of 5.49. Over the past decade, Ctac NV's ROA % has ranged from 1.29 to 7.05. According to the industry distribution chart, Ctac NV ranks #987 out of 2885 companies in the Software industry, placing it in the top 34.2%.
Is Ctac NV's ROA % too high?
Ctac NV's current ROA % of 6.20% is 13% above median its 10-year median of 5.49. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 7.05. The Software industry median ROA % is 1.68. Ctac NV's value of 6.20% is 269% above this industry median. Based on the distribution chart, Ctac NV ranks #987 out of 2885 companies in the Software industry, which is above the industry midpoint. Overall, Ctac NV has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ctac NV's ROA % compare to IBM and ACN?
According to the Software industry distribution chart, Ctac NV ranks #987 out of 2885 companies for ROA %. This puts Ctac NV in the upper half of its industry. The industry median ROA % is 1.68. Ctac NV's value of 6.20% is 269% above this benchmark. Historically, Ctac NV's own ROA % has ranged from 1.29 to 7.05 over the past decade. While the company's 10-year median is 5.49 vs. the industry median of 1.68, Ctac NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ctac NV's current ROA % of 6.20% is 269% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Ctac NV and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ctac NV's current ROA % is 6.20%, which is 13% above median its own 10-year median of 5.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ctac NV stock overvalued right now?
Based on GuruFocus' analysis, Ctac NV (STU:TAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.39, compared to a current price of €2.93 — trading 13.6% below its estimated fair value. The current ROA % is 6.20%, which is 13% above median its 10-year median of 5.49 and 269% above the Software industry median of 1.68. Ctac NV's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Ctac NV (STU:TAC), the current ROA % is 6.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ctac NV (STU:TAC) Overvalued in 2026?
Based on GuruFocus' analysis, Ctac NV stock appears to be undervalued.
The current stock price of €2.93 is trading 13.6% below its estimated GF Value™ of €3.39.
GuruFocus considers Ctac NV to be Modestly Undervalued.
Key valuation signals for STU:TAC:
ROA %: 6.20% (13% above median its 10-year median of 5.49)
GF Value™: €3.39 vs. price of €2.93 (13.6% below fair value)
Industry Position: 269% above the Software median (#987 of 2885)
No single metric tells the full story. See the STU:TAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ctac NV is a group of specialist IT companies offering expertise and services. The group offers a full range of IT services: from strategic advice and transformation through to the supply of specialist IT professionals via staffing services. The group provides services to the retail, manufacturing, wholesale, third-party logistics, and consumer products industries. The essential product of the company is the XV retail suite. The company classifies its business under geographical segments, including the Netherlands, Belgium, and Others. The Netherlands region generates the majority of revenue for the company.
74GF Score
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