Ctac NVSTU:TAC +1.69%74 ROE % is 13.77% as of Dec. 2025, which is 0% below its 10-year median of 13.82. GuruFocus rates STU:TAC with a GF Score™ of 74/100 and a GF Value™ of €3.39 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,682 Software companies, Ctac NV ranks better than 66.44% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Ctac NV's annualized net income for the quarter that ended in Dec. 2025 was €4.4 Mil. Ctac NV's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €31.8 Mil. Therefore, Ctac NV's annualized ROE % for the quarter that ended in Dec. 2025 was 13.77%.
The historical rank and industry rank for Ctac NV's ROE % or its related term are showing as below:
STU:TAC'
s ROE % Range Over the Past 10 Years
Min: 3.26 Med: 13.82 Max: 18.36
Current: 11.43
During the past 13 years, Ctac NV's highest ROE % was 18.36%. The lowest was 3.26%. And the median was 13.82%.
STU:TAC's ROE % is ranked better than 66.44% of 2682
companies
in the Software industry
Industry Median: 4.72
vs STU:TAC: 11.43
Ctac NV (STU:TAC) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Ctac NV ROE % Related Terms
Ctac NV ROE % Historical Data
* Premium members only.
The historical data trend for Ctac NV's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Ctac NV's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ctac NV ROE % vs Software Industry
For the Software industry and Technology sector, Ctac NV's ROE % distribution charts can be found below:
* The bar in red indicates where Ctac NV's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Ctac NV (STU:TAC) has a ROE % of 13.77% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ctac NV and its competitors. This is near median its historical median of 13.82. Over the past decade, Ctac NV's ROE % has ranged from 3.26 to 18.36. According to the industry distribution chart, Ctac NV ranks #900 out of 2682 companies in the Software industry, placing it in the top 33.6%.
Is Ctac NV's ROE % too high?
Ctac NV's current ROE % of 13.77% is near median its 10-year median of 13.82. Over the past 10 years, this metric has ranged from a low of 3.26 to a high of 18.36. The Software industry median ROE % is 4.72. Ctac NV's value of 13.77% is 191.7% above this industry median. Based on the distribution chart, Ctac NV ranks #900 out of 2682 companies in the Software industry, which is above the industry midpoint. Overall, Ctac NV has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ctac NV's ROE % compare to IBM and ACN?
According to the Software industry distribution chart, Ctac NV ranks #900 out of 2682 companies for ROE %. This puts Ctac NV in the upper half of its industry. The industry median ROE % is 4.72. Ctac NV's value of 13.77% is 191.7% above this benchmark. Historically, Ctac NV's own ROE % has ranged from 3.26 to 18.36 over the past decade. While the company's 10-year median is 13.82 vs. the industry median of 4.72, Ctac NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.72, based on 2,682 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ctac NV's current ROE % of 13.77% is 191.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ctac NV and its competitors. For the Software industry, the median ROE % is 4.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ctac NV's current ROE % is 13.77%, which is near median its own 10-year median of 13.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ctac NV stock overvalued right now?
Based on GuruFocus' analysis, Ctac NV (STU:TAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.39, compared to a current price of €3.01 — trading 11.2% below its estimated fair value. The current ROE % is 13.77%, which is near median its 10-year median of 13.82 and 191.7% above the Software industry median of 4.72. Ctac NV's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Ctac NV (STU:TAC), the current ROE % is 13.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ctac NV (STU:TAC) Overvalued in 2026?
Based on GuruFocus' analysis, Ctac NV stock appears to be undervalued.
The current stock price of €3.01 is trading 11.2% below its estimated GF Value™ of €3.39.
GuruFocus considers Ctac NV to be Modestly Undervalued.
Key valuation signals for STU:TAC:
ROE %: 13.77% (near median its 10-year median of 13.82)
GF Value™: €3.39 vs. price of €3.01 (11.2% below fair value)
Industry Position: 191.7% above the Software median (#900 of 2682)
No single metric tells the full story. See the STU:TAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ctac NV is a group of specialist IT companies offering expertise and services. The group offers a full range of IT services: from strategic advice and transformation through to the supply of specialist IT professionals via staffing services. The group provides services to the retail, manufacturing, wholesale, third-party logistics, and consumer products industries. The essential product of the company is the XV retail suite. The company classifies its business under geographical segments, including the Netherlands, Belgium, and Others. The Netherlands region generates the majority of revenue for the company.
74GF Score
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