Urban OutfittersURBN +3.04%87 Days Payable is 32.12 as of Apr. 2026, which is 17% above its 10-year median of 27.39. GuruFocus rates URBN with a GF Score™ of 87/100 and a GF Value™ of $59.66 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,098 Retail - Cyclical companies, Urban Outfitters ranks worse than 74.04% on this metric.
The historical rank and industry rank for Urban Outfitters's Days Payable or its related term are showing as below:
URBN'
s Days Payable Range Over the Past 10 Years
Min: 18.53 Med: 27.39 Max: 32.36
Current: 30.32
During the past 13 years, Urban Outfitters's highest Days Payable was 32.36. The lowest was 18.53. And the median was 27.39.
URBN's Days Payable is ranked worse than 74.04% of 1098
companies
in the Retail - Cyclical industry
Industry Median: 51.625
vs URBN: 30.32
Urban Outfitters's Days Payable
declined
from Apr. 2025 (32.46) to Apr. 2026 (32.12).
It may suggest that Urban Outfittersaccelerated paying its suppliers.
Urban Outfitters Days Payable Related Terms
Urban Outfitters Days Payable Historical Data
* Premium members only.
The historical data trend for Urban Outfitters's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Urban Outfitters's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Urban Outfitters Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Days Payable distribution charts can be found below:
* The bar in red indicates where Urban Outfitters's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Urban Outfitters's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Urban Outfitters (URBN) has a Days Payable of 32.12 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Urban Outfitters and its competitors. This is 17% above median its historical median of 27.39. Over the past decade, Urban Outfitters' Days Payable has ranged from 18.53 to 32.36. According to the industry distribution chart, Urban Outfitters ranks #813 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 74%.
Is Urban Outfitters' Days Payable too high?
Urban Outfitters' current Days Payable of 32.12 is 17% above median its 10-year median of 27.39. Over the past 10 years, this metric has ranged from a low of 18.53 to a high of 32.36. The Retail - Cyclical industry median Days Payable is 51.63. Urban Outfitters' value of 32.12 is 37.8% below this industry median. Based on the distribution chart, Urban Outfitters ranks #813 out of 1098 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Urban Outfitters has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Days Payable compare to BOOT and GAP?
According to the Retail - Cyclical industry distribution chart, Urban Outfitters ranks #813 out of 1098 companies for Days Payable. This places Urban Outfitters in the lower half of its industry. The industry median Days Payable is 51.63. Urban Outfitters' value of 32.12 is 37.8% below this benchmark. Historically, Urban Outfitters' own Days Payable has ranged from 18.53 to 32.36 over the past decade. While the company's 10-year median is 27.39 vs. the industry median of 51.63, Urban Outfitters has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.63, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urban Outfitters's current Days Payable of 32.12 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Urban Outfitters and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urban Outfitters's current Days Payable is 32.12, which is 17% above median its own 10-year median of 27.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Based on GuruFocus' analysis, Urban Outfitters (URBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.66, compared to a current price of $73.56 — trading 23.3% above its estimated fair value. The current Days Payable is 32.12, which is 17% above median its 10-year median of 27.39 and 37.8% below the Retail - Cyclical industry median of 51.63. Urban Outfitters' overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Urban Outfitters (URBN), the current Days Payable is 32.12 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Urban Outfitters (URBN) Overvalued in 2026?
Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued.
The current stock price of $73.56 is trading 23.3% above its estimated GF Value™ of $59.66.
GuruFocus considers Urban Outfitters to be Modestly Overvalued.
Key valuation signals for URBN:
Days Payable: 32.12 (17% above median its 10-year median of 27.39)
GF Value™: $59.66 vs. price of $73.56 (23.3% above fair value)
Industry Position: 37.8% below the Retail - Cyclical median (#813 of 1098)
No single metric tells the full story. See the URBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
87GF Score
Get the complete analysis for URBN
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
URBN has been successfully added to your 
