Urban OutfittersURBN +2.19%88 Quick Ratio is 0.78 as of Apr. 2026, which is 12% below its 10-year median of 0.89. GuruFocus rates URBN with a GF Score™ of 88/100 and a GF Value™ of $59.66 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,132 Retail - Cyclical companies, Urban Outfitters ranks worse than 54.59% on this metric.
Urban Outfitters has a quick ratio of 0.78. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for Urban Outfitters's Quick Ratio or its related term are showing as below:
URBN'
s Quick Ratio Range Over the Past 10 Years
Min: 0.59 Med: 0.89 Max: 2.15
Current: 0.78
During the past 13 years, Urban Outfitters's highest Quick Ratio was 2.15. The lowest was 0.59. And the median was 0.89.
URBN's Quick Ratio is ranked worse than 54.59% of 1132
companies
in the Retail - Cyclical industry
Industry Median: 0.87
vs URBN: 0.78
Urban Outfitters (NAS:URBN) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Urban Outfitters Quick Ratio Related Terms
Urban Outfitters Quick Ratio Historical Data
* Premium members only.
The historical data trend for Urban Outfitters's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Urban Outfitters's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Urban Outfitters Quick Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Urban Outfitters's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Urban Outfitters's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Urban Outfitters's Quick Ratio for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Urban Outfitters (URBN) has a Quick Ratio of 0.78 as of Apr. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Urban Outfitters and its competitors. This is 12% below median its historical median of 0.89. Over the past decade, Urban Outfitters' Quick Ratio has ranged from 0.59 to 2.15. According to the industry distribution chart, Urban Outfitters ranks #618 out of 1132 companies in the Retail - Cyclical industry, placing it in the top 54.6%.
Is Urban Outfitters' Quick Ratio too high?
Urban Outfitters' current Quick Ratio of 0.78 is 12% below median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 2.15. The Retail - Cyclical industry median Quick Ratio is 0.87. Urban Outfitters' value of 0.78 is 10.3% below this industry median. Based on the distribution chart, Urban Outfitters ranks #618 out of 1132 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Urban Outfitters has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Urban Outfitters' Quick Ratio compare to BOOT and GAP?
According to the Retail - Cyclical industry distribution chart, Urban Outfitters ranks #618 out of 1132 companies for Quick Ratio. This places Urban Outfitters in the lower half of its industry. The industry median Quick Ratio is 0.87. Urban Outfitters' value of 0.78 is 10.3% below this benchmark. Historically, Urban Outfitters' own Quick Ratio has ranged from 0.59 to 2.15 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.87, Urban Outfitters has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Retail - Cyclical company?
The median Quick Ratio among Retail - Cyclical companies is 0.87, based on 1,132 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urban Outfitters's current Quick Ratio of 0.78 is 10.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Urban Outfitters and its competitors. For the Retail - Cyclical industry, the median Quick Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urban Outfitters's current Quick Ratio is 0.78, which is 12% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urban Outfitters stock overvalued right now?
Based on GuruFocus' analysis, Urban Outfitters (URBN) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.66, compared to a current price of $72.93 — trading 22.2% above its estimated fair value. The current Quick Ratio is 0.78, which is 12% below median its 10-year median of 0.89 and 10.3% below the Retail - Cyclical industry median of 0.87. Urban Outfitters' overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Urban Outfitters (URBN), the current Quick Ratio is 0.78 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Urban Outfitters (URBN) Overvalued in 2026?
Based on GuruFocus' analysis, Urban Outfitters stock appears to be overvalued.
The current stock price of $72.93 is trading 22.2% above its estimated GF Value™ of $59.66.
GuruFocus considers Urban Outfitters to be Modestly Overvalued.
Key valuation signals for URBN:
Quick Ratio: 0.78 (12% below median its 10-year median of 0.89)
GF Value™: $59.66 vs. price of $72.93 (22.2% above fair value)
Industry Position: 10.3% below the Retail - Cyclical median (#618 of 1132)
No single metric tells the full story. See the URBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates nearly 800 stores and e-commerce in the US, which accounts for about 87% of sales, as well as in other regions. Its retail nameplates are Urban Outfitters (22% of fiscal 2026 sales), Free People/Movement (26%), and Anthropologie (42%). Retail accounted for 86% of fiscal 2026 revenue, but Urban Outfitters also sells products through a wholesale operation, owns some restaurants, and operates a fast-growing clothing rental and resale business called Nuuly (9% of sales). Urban Outfitters primarily markets to young adults and offers products across apparel (66% of sales), home goods (16% of sales), accessories (13% of sales), and more.
88GF Score
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