74SoftwareXPAR:74SW -1.39%71 Days Payable is 23.17 as of Dec. 2025, which is 81% above its 10-year median of 12.78. GuruFocus rates XPAR:74SW with a GF Score™ of 71/100 and a GF Value™ of €40.04 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,601 Software companies, 74Software ranks worse than 80.39% on this metric.
74Software's average Accounts Payable for the
six
months ended in Dec. 2025 was €25.1 Mil. 74Software's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €197.6 Mil.
Hence, 74Software's Days Payable for the
six
months ended in Dec. 2025 was 23.17.
The historical rank and industry rank for 74Software's Days Payable or its related term are showing as below:
XPAR:74SW'
s Days Payable Range Over the Past 10 Years
Min: 4.06 Med: 12.78 Max: 26.28
Current: 20.23
During the past 13 years, 74Software's highest Days Payable was 26.28. The lowest was 4.06. And the median was 12.78.
XPAR:74SW's Days Payable is ranked worse than 80.39% of 2601
companies
in the Software industry
Industry Median: 54.01
vs XPAR:74SW: 20.23
74Software's Days Payable
increased
from Dec. 2024 (14.59) to Dec. 2025 (23.17).
It may suggest that 74Softwaredelayed paying its suppliers.
74Software Days Payable Related Terms
74Software Days Payable Historical Data
* Premium members only.
The historical data trend for 74Software's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:74SW vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, 74Software's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
74Software Days Payable vs Software Industry
For the Software industry and Technology sector, 74Software's Days Payable distribution charts can be found below:
* The bar in red indicates where 74Software's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
74Software's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
74Software (XPAR:74SW) has a Days Payable of 23.17 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on 74Software and its competitors. This is 81% above median its historical median of 12.78. Over the past decade, 74Software's Days Payable has ranged from 4.06 to 26.28. According to the industry distribution chart, 74Software ranks #2091 out of 2601 companies in the Software industry, placing it in the top 80.4%.
Is 74Software's Days Payable too high?
74Software's current Days Payable of 23.17 is 81% above median its 10-year median of 12.78. Over the past 10 years, this metric has ranged from a low of 4.06 to a high of 26.28. The Software industry median Days Payable is 54.01. 74Software's value of 23.17 is 57.1% below this industry median. Based on the distribution chart, 74Software ranks #2091 out of 2601 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, 74Software has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 74Software's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, 74Software ranks #2091 out of 2601 companies for Days Payable. This places 74Software in the lower half of its industry. The industry median Days Payable is 54.01. 74Software's value of 23.17 is 57.1% below this benchmark. Historically, 74Software's own Days Payable has ranged from 4.06 to 26.28 over the past decade. While the company's 10-year median is 12.78 vs. the industry median of 54.01, 74Software has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.01, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 74Software's current Days Payable of 23.17 is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on 74Software and its competitors. For the Software industry, the median Days Payable is 54.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 74Software's current Days Payable is 23.17, which is 81% above median its own 10-year median of 12.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 74Software stock overvalued right now?
Based on GuruFocus' analysis, 74Software (XPAR:74SW) is currently considered Modestly Undervalued. The stock's GF Value™ is €40.04, compared to a current price of €35.60 — trading 11.1% below its estimated fair value. The current Days Payable is 23.17, which is 81% above median its 10-year median of 12.78 and 57.1% below the Software industry median of 54.01. 74Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For 74Software (XPAR:74SW), the current Days Payable is 23.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 74Software (XPAR:74SW) Overvalued in 2026?
Based on GuruFocus' analysis, 74Software stock appears to be undervalued.
The current stock price of €35.60 is trading 11.1% below its estimated GF Value™ of €40.04.
GuruFocus considers 74Software to be Modestly Undervalued.
Key valuation signals for XPAR:74SW:
Days Payable: 23.17 (81% above median its 10-year median of 12.78)
GF Value™: €40.04 vs. price of €35.60 (11.1% below fair value)
Industry Position: 57.1% below the Software median (#2091 of 2601)
No single metric tells the full story. See the XPAR:74SW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
74Software operates a portfolio of enterprise software solutions through brands like Axway and SBS, which are used across different industries. Its portfolio of software solutions specializes in Managed File Transfer (MFT), API Management (APIM), and B2B integration, among other specialised products. Additionally, the Group offers integrated banking software products that offer transaction, account, compliance, and risk management solutions; a SaaS banking platform; and other solutions across the payments, lending, and processing space. Its operating segments are: SBS, which generates the maximum revenue, and Axway. Geographically, the Group generates maximum revenue from Europe, and the rest from the Americas, Middle East and Africa, and Asia-Pacific region.
71GF Score
Get the complete analysis for XPAR:74SW
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPAR:74SW has been successfully added to your 
