74Software (XPAR:74SW) Net Debt Paydown Yield % : -7.29% (As of Jul. 07, 2026)


XPAR:74SW 74Software XPAR:74SW
71 GF Score
Price €37.40
GF Value €40.06
Valuation Fairly Valued
! 3 Warning Signs
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What is 74Software Net Debt Paydown Yield %?

74Software XPAR:74SW +1.08% 71 Net Debt Paydown Yield % is -7.29% as of Jul. 07, 2026. GuruFocus rates XPAR:74SW with a GF Score™ of 71/100 and a GF Value™ of €40.06 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,474 Software companies, 74Software ranks worse than 85.57% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, 74Software's Net Debt Paydown Yield % was -7.29%.


74Software  (XPAR:74SW) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


74Software Net Debt Paydown Yield % Related Terms


74Software Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for 74Software's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

74Software Net Debt Paydown Yield % Chart

74Software Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.91 -7.38 0.32 -14.78 -6.45

74Software Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 -0.59 -14.78 -18.31 -6.45

XPAR:74SW vs UBER, SHOP, CRM: Net Debt Paydown Yield % Comparison

For the Software - Application subindustry, 74Software's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


74Software Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, 74Software's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where 74Software's Net Debt Paydown Yield % falls into.


XPAR:74SW
71GF Score
74Software XPAR:74SW
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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74Software Net Debt Paydown Yield % Calculation

74Software's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 227.63-306.04 )/1214.871
=-6.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -7.29% mean?
74Software (XPAR:74SW) has a Net Debt Paydown Yield % of -7.29% as of Jul. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on 74Software and its competitors. According to the industry distribution chart, 74Software ranks #2117 out of 2474 companies in the Software industry, placing it in the top 85.6%.
Is 74Software's Net Debt Paydown Yield % too high?
74Software's current Net Debt Paydown Yield % is -7.29%. Based on the distribution chart, 74Software ranks #2117 out of 2474 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, 74Software has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 74Software's Net Debt Paydown Yield % compare to UBER and SHOP?
According to the Software industry distribution chart, 74Software ranks #2117 out of 2474 companies for Net Debt Paydown Yield %. This places 74Software in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on 74Software and its competitors. 74Software's current Net Debt Paydown Yield % is -7.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 74Software stock overvalued right now?
Based on GuruFocus' analysis, 74Software (XPAR:74SW) is currently considered Fairly Valued. The stock's GF Value™ is €40.06, compared to a current price of €37.40 — trading 6.6% below its estimated fair value. The current Net Debt Paydown Yield % is -7.29%. 74Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For 74Software (XPAR:74SW), the current Net Debt Paydown Yield % is -7.29% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 74Software (XPAR:74SW) Overvalued in 2026?

Based on GuruFocus' analysis, 74Software stock appears to be undervalued. The current stock price of €37.40 is trading 6.6% below its estimated GF Value™ of €40.06. GuruFocus considers 74Software to be Fairly Valued.

Key valuation signals for XPAR:74SW:

  • Net Debt Paydown Yield %: -7.29%
  • GF Value™: €40.06 vs. price of €37.40 (6.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the XPAR:74SW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


74Software Business Description

Other Exchanges 0P5L:UK1XV:Germany
Address 1bis Place de la Defense, Tour Trinity, Courbevoie, Paris, FRA, 92400
74Software operates a portfolio of enterprise software solutions through brands like Axway and SBS, which are used across different industries. Its portfolio of software solutions specializes in Managed File Transfer (MFT), API Management (APIM), and B2B integration, among other specialised products. Additionally, the Group offers integrated banking software products that offer transaction, account, compliance, and risk management solutions; a SaaS banking platform; and other solutions across the payments, lending, and processing space. Its operating segments are: SBS, which generates the maximum revenue, and Axway. Geographically, the Group generates maximum revenue from Europe, and the rest from the Americas, Middle East and Africa, and Asia-Pacific region.
71GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.40
Price
€40.06
GF Value