74Software (XPAR:74SW) 3-Year RORE % : -2.72% (As of Dec. 2025)


XPAR:74SW 74Software XPAR:74SW
70 GF Score
Price €37.00
GF Value €40.05
Valuation Fairly Valued
! 3 Warning Signs
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What is 74Software 3-Year RORE %?

74Software XPAR:74SW -1.07% 70 3-Year RORE % is -2.72 as of Dec. 2025. GuruFocus rates XPAR:74SW with a GF Score™ of 70/100 and a GF Value™ of €40.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,540 Software companies, 74Software ranks worse than 54.84% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. 74Software's 3-Year RORE % for the quarter that ended in Dec. 2025 was -2.72%.

The industry rank for 74Software's 3-Year RORE % or its related term are showing as below:

XPAR:74SW's 3-Year RORE % is ranked worse than
54.84% of 2540 companies
in the Software industry
Industry Median: 2.99 vs XPAR:74SW: -2.72

74Software  (XPAR:74SW) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


74Software 3-Year RORE % Related Terms


74Software 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for 74Software's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

74Software 3-Year RORE % Chart

74Software Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 76.02 121.14 -128.32 413.45 -2.72

74Software Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -128.32 -227.65 413.45 267.36 -2.72

XPAR:74SW vs UBER, SHOP, CRM: 3-Year RORE % Comparison

For the Software - Application subindustry, 74Software's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


74Software 3-Year RORE % vs Software Industry

For the Software industry and Technology sector, 74Software's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where 74Software's 3-Year RORE % falls into.


XPAR:74SW
70GF Score
74Software XPAR:74SW
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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74Software 3-Year RORE % Calculation

74Software's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 1.36-1.473 )/( 4.513-0.355 )
=-0.113/4.158
=-2.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -2.72 mean?
74Software (XPAR:74SW) has a 3-Year RORE % of -2.72 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on 74Software and its competitors. According to the industry distribution chart, 74Software ranks #1393 out of 2540 companies in the Software industry, placing it in the top 54.8%.
Is 74Software's 3-Year RORE % too high?
74Software's current 3-Year RORE % is -2.72. Based on the distribution chart, 74Software ranks #1393 out of 2540 companies in the Software industry, which is below the industry midpoint. Overall, 74Software has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 74Software's 3-Year RORE % compare to UBER and SHOP?
According to the Software industry distribution chart, 74Software ranks #1393 out of 2540 companies for 3-Year RORE %. This places 74Software in the lower half of its industry. The industry median 3-Year RORE % is 2.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 2.99, based on 2,540 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on 74Software and its competitors. For the Software industry, the median 3-Year RORE % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 74Software's current 3-Year RORE % is -2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 74Software stock overvalued right now?
Based on GuruFocus' analysis, 74Software (XPAR:74SW) is currently considered Fairly Valued. The stock's GF Value™ is €40.05, compared to a current price of €37.00 — trading 7.6% below its estimated fair value. The current 3-Year RORE % is -2.72. 74Software's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For 74Software (XPAR:74SW), the current 3-Year RORE % is -2.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 74Software (XPAR:74SW) Overvalued in 2026?

Based on GuruFocus' analysis, 74Software stock appears to be undervalued. The current stock price of €37.00 is trading 7.6% below its estimated GF Value™ of €40.05. GuruFocus considers 74Software to be Fairly Valued.

Key valuation signals for XPAR:74SW:

  • 3-Year RORE %: -2.72
  • GF Value™: €40.05 vs. price of €37.00 (7.6% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XPAR:74SW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


74Software Business Description

Other Exchanges 0P5L:UK1XV:Germany
Address 1bis Place de la Defense, Tour Trinity, Courbevoie, Paris, FRA, 92400
74Software operates a portfolio of enterprise software solutions through brands like Axway and SBS, which are used across different industries. Its portfolio of software solutions specializes in Managed File Transfer (MFT), API Management (APIM), and B2B integration, among other specialised products. Additionally, the Group offers integrated banking software products that offer transaction, account, compliance, and risk management solutions; a SaaS banking platform; and other solutions across the payments, lending, and processing space. Its operating segments are: SBS, which generates the maximum revenue, and Axway. Geographically, the Group generates maximum revenue from Europe, and the rest from the Americas, Middle East and Africa, and Asia-Pacific region.
70GF Score

Get the complete analysis for XPAR:74SW

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.00
Price
€40.05
GF Value