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ENB Financial (ENB Financial) Debt-to-Equity : 1.18 (As of Dec. 2023)


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What is ENB Financial Debt-to-Equity?

ENB Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.00 Mil. ENB Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $140.78 Mil. ENB Financial's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $119.65 Mil. ENB Financial's debt to equity for the quarter that ended in Dec. 2023 was 1.18.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for ENB Financial's Debt-to-Equity or its related term are showing as below:

ENBP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.47   Med: 0.69   Max: 1.18
Current: 1.18

During the past 13 years, the highest Debt-to-Equity Ratio of ENB Financial was 1.18. The lowest was 0.47. And the median was 0.69.

ENBP's Debt-to-Equity is ranked worse than
69.06% of 1393 companies
in the Banks industry
Industry Median: 0.69 vs ENBP: 1.18

ENB Financial Debt-to-Equity Historical Data

The historical data trend for ENB Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ENB Financial Debt-to-Equity Chart

ENB Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.57 0.47 1.17 1.18

ENB Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.16 1.23 1.42 1.18

Competitive Comparison of ENB Financial's Debt-to-Equity

For the Banks - Regional subindustry, ENB Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ENB Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ENB Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where ENB Financial's Debt-to-Equity falls into.



ENB Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

ENB Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

ENB Financial's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ENB Financial  (OTCPK:ENBP) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


ENB Financial Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of ENB Financial's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


ENB Financial (ENB Financial) Business Description

Traded in Other Exchanges
N/A
Address
31 E. Main Street, Ephrata, PA, USA, 17522
ENB Financial Corp operates as a bank. It offers services such as checking, savings, loans, online banking, credit cards, student loans, cars and vehicle loans, and other banking-related services. The bank generates its revenue in the form of interest income.
Executives
Jeffrey Stauffer director, officer: Chairman, President, and CEO, Chairman of the Board 31 E MAIN ST, EPHRATA PA 17522
Adrienne Lea Miller officer: General Counsel, other: Corporate Secretary 31 E. MAIN STREET, EPHRATA PA 17522
Chad E Neiss officer: Chief Strategy Officer 31 E MAIN ST, EPHRATA PA 17522
Rachel G Bitner officer: Chief Financial Officer, other: Treasurer of Corporation 31 E MAIN ST, EPHRATA PA 17522
Joshua E. Hoffman director 31 E MAIN ST, EPHRATA PA 17522
Joselyn D Strohm officer: Chief Operating Officer 31 E. MAIN STREET, EPHRATA PA 17522
Kitsch William J Iv officer: Chief Revenue Officer 31 E MAIN ST, EPHRATA PA 17522
Roger L Zimmerman director 380 BLUE LAKE ROAD, DENVER PA 17517
Nicholas D Klein officer: Chief Risk Officer 31 E. MAIN STREET, EPHRATA PA 17522
Mark C Wagner director 4040 MARKLE ROAD, BROGUE PA 17309
Jennifer Halligan officer: Controller 688 FAIRMONT AVENUE, MOHNTON PA 19540
J Daniel Stoltzfus director 540 WHITE SCHOOL ROAD, HONEY BROOK PA 19344
Cindy L. Cake officer: Chief Human Resources Officer 31 E MAIN ST, EPHRATA PA 17522
Matthew T Long officer: Chief Operating Officer 36 BREEZE WAY, LANCASTER PA 17602
Brian K Reed director 2564 VALLEY ROAD, MANHEIM PA 17545