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ENBP (ENB Financial) PB Ratio : 0.69 (As of Mar. 25, 2025)


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What is ENB Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-25), ENB Financial's share price is $16.10. ENB Financial's Book Value per Share for the quarter that ended in Dec. 2024 was $23.22. Hence, ENB Financial's PB Ratio of today is 0.69.

Good Sign:

ENB Financial Corp stock PB Ratio (=0.69) is close to 10-year low of 0.66

The historical rank and industry rank for ENB Financial's PB Ratio or its related term are showing as below:

ENBP' s PB Ratio Range Over the Past 10 Years
Min: 0.66   Med: 0.95   Max: 1.18
Current: 0.69

During the past 13 years, ENB Financial's highest PB Ratio was 1.18. The lowest was 0.66. And the median was 0.95.

ENBP's PB Ratio is ranked better than
71.66% of 1528 companies
in the Banks industry
Industry Median: 0.93 vs ENBP: 0.69

During the past 12 months, ENB Financial's average Book Value Per Share Growth Rate was 10.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ENB Financial was 10.90% per year. The lowest was -5.80% per year. And the median was 3.90% per year.

Back to Basics: PB Ratio


ENB Financial PB Ratio Historical Data

The historical data trend for ENB Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ENB Financial PB Ratio Chart

ENB Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.88 0.93 0.70 0.74

ENB Financial Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.67 0.67 0.72 0.74

Competitive Comparison of ENB Financial's PB Ratio

For the Banks - Regional subindustry, ENB Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ENB Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ENB Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where ENB Financial's PB Ratio falls into.



ENB Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

ENB Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=16.10/23.22
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


ENB Financial  (OTCPK:ENBP) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


ENB Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of ENB Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


ENB Financial Business Description

Traded in Other Exchanges
N/A
Address
31 E. Main Street, Ephrata, PA, USA, 17522
ENB Financial Corp operates as a bank. It offers services such as checking, savings, loans, online banking, credit cards, student loans, car and vehicle loans, and other banking-related services. The bank generates its revenue in the form of interest income.
Executives
Nicholas D Klein officer: Chief Risk Officer 31 E. MAIN STREET, EPHRATA PA 17522
Cindy L. Cake officer: Chief Human Resources Officer 31 E MAIN ST, EPHRATA PA 17522
Jeffrey Stauffer director, officer: Chairman, President, and CEO, Chairman of the Board 31 E MAIN ST, EPHRATA PA 17522
Chad E Neiss officer: Chief Strategy Officer 31 E MAIN ST, EPHRATA PA 17522
Roger L Zimmerman director 380 BLUE LAKE ROAD, DENVER PA 17517
Adrienne Lea Miller officer: General Counsel, other: Corporate Secretary 31 E. MAIN STREET, EPHRATA PA 17522
Rachel G Bitner officer: Chief Financial Officer, other: Treasurer of Corporation 31 E MAIN ST, EPHRATA PA 17522
Joshua E. Hoffman director 31 E MAIN ST, EPHRATA PA 17522
Joselyn D Strohm officer: Chief Operating Officer 31 E. MAIN STREET, EPHRATA PA 17522
Kitsch William J Iv officer: Chief Revenue Officer 31 E MAIN ST, EPHRATA PA 17522
Judith A Weaver director 1559 BRIERTOWN ROAD, EAST EARL PA 17519
Brian K Reed director 2564 VALLEY ROAD, MANHEIM PA 17545
Susan Y Nicholas director 1037 WHEATLAND AVE, LANCASTER PA 17603
J Daniel Stoltzfus director 540 WHITE SCHOOL ROAD, HONEY BROOK PA 19344
Matthew T Long officer: Chief Operating Officer 36 BREEZE WAY, LANCASTER PA 17602