ENBP (ENB Financial) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ENBP ENB Financial Corp ENBP
64 GF Score
Price $28.28
GF Value $20.83
Valuation Significantly Overvalued
! 8 Warning Signs
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What is ENB Financial ROC (Joel Greenblatt) %?

ENB Financial ENBP -0.88% 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ENBP with a GF Score™ of 64/100 and a GF Value™ of $20.83 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 46 Banks companies, ENB Financial ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ENBP
64GF Score
ENB Financial Corp ENBP
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
ENB Financial (ENBP) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on ENB Financial and its competitors. According to the industry distribution chart, ENB Financial ranks #999999 out of 46 companies in the Banks industry.
Is ENB Financial's ROC (Joel Greenblatt) % too high?
ENB Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, ENB Financial ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ENB Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ENB Financial's ROC (Joel Greenblatt) % compare to SBFG and MNAT?
According to the Banks industry distribution chart, ENB Financial ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places ENB Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on ENB Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ENB Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ENB Financial stock overvalued right now?
Based on GuruFocus' analysis, ENB Financial (ENBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.83, compared to a current price of $28.28 — trading 35.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. ENB Financial's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For ENB Financial (ENBP), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ENB Financial (ENBP) Overvalued in 2026?

Based on GuruFocus' analysis, ENB Financial stock appears to be overvalued. The current stock price of $28.28 is trading 35.8% above its estimated GF Value™ of $20.83. GuruFocus considers ENB Financial to be Significantly Overvalued.

Key valuation signals for ENBP:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $20.83 vs. price of $28.28 (35.8% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the ENBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ENB Financial Business Description

Address 31 E. Main Street, Ephrata, PA, USA, 17522
ENB Financial Corp operates as a bank. It offers a full array of banking services including loan and deposit products for both personal and commercial customers, as well as trust and investment services, through fourteen full-service office locations. The Bank has one subsidiary, which is a full-service insurance agency that offers a broad range of insurance products to commercial and personal clients. ENB Insurance is managed separately from the banking and related financial services that the Corporation offers.
64GF Score

Get the complete analysis for ENBP

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.28
Price
$20.83
GF Value