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LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ENB Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.05.
ENB Financial's long-term debt to total assets ratio
declined
from Mar. 2025 (0.05) to Mar. 2026 (0.05).
It may suggest that ENB Financial is progressively becoming less dependent on debt to grow their business.
LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.
ENB Financial LT-Debt-to-Total-Asset Related Terms
ENB Financial LT-Debt-to-Total-Asset Historical Data
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The historical data trend for ENB Financial's LT-Debt-to-Total-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ENB Financial (ENBP) has a LT-Debt-to-Total-Asset of 0.05 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ENB Financial and its competitors.
Is ENB Financial's LT-Debt-to-Total-Asset too high?
ENB Financial's current LT-Debt-to-Total-Asset is 0.05. Overall, ENB Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ENB Financial's LT-Debt-to-Total-Asset compare to SBFG and MNAT?
ENB Financial's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ENB Financial and its competitors. ENB Financial's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ENB Financial stock overvalued right now?
Based on GuruFocus' analysis, ENB Financial (ENBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.83, compared to a current price of $28.28 — trading 35.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. ENB Financial's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ENB Financial (ENBP), the current LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ENB Financial (ENBP) Overvalued in 2026?
Based on GuruFocus' analysis, ENB Financial stock appears to be overvalued.
The current stock price of $28.28 is trading 35.8% above its estimated GF Value™ of $20.83.
GuruFocus considers ENB Financial to be Significantly Overvalued.
Key valuation signals for ENBP:
LT-Debt-to-Total-Asset: 0.05
GF Value™: $20.83 vs. price of $28.28 (35.8% above fair value)
No single metric tells the full story. See the ENBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ENB Financial Corp operates as a bank. It offers a full array of banking services including loan and deposit products for both personal and commercial customers, as well as trust and investment services, through fourteen full-service office locations. The Bank has one subsidiary, which is a full-service insurance agency that offers a broad range of insurance products to commercial and personal clients. ENB Insurance is managed separately from the banking and related financial services that the Corporation offers.
64GF Score
Get the complete analysis for ENBP
LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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