C (Citigroup) Debt-to-Equity : 1.62 (As of Mar. 2025)

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What is Citigroup Debt-to-Equity?

Citigroup's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $49,139 Mil. Citigroup's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $295,684 Mil. Citigroup's Total Stockholders Equity for the quarter that ended in Mar. 2025 was $212,408 Mil. Citigroup's debt to equity for the quarter that ended in Mar. 2025 was 1.62.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Citigroup's Debt-to-Equity or its related term are showing as below:

C' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.97 Med: 1.44 Max: 1.67
Current: 1.62

During the past 13 years, the highest Debt-to-Equity Ratio of Citigroup was 1.67. The lowest was 0.97. And the median was 1.44.

C's Debt-to-Equity is ranked worse than
80.26% of 1484 companies
in the Banks industry
Industry Median: 0.58 vs C: 1.62

Citigroup Debt-to-Equity Historical Data

The historical data trend for Citigroup's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citigroup Debt-to-Equity Chart

Citigroup Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Debt-to-Equity

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1.51

1.40

1.58

1.61

Citigroup Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Debt-to-Equity	Get a 7-Day Free Trial															1.54	1.53	1.63	1.61	1.62

Competitive Comparison of Citigroup's Debt-to-Equity

For the Banks - Diversified subindustry, Citigroup's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citigroup's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Citigroup's Debt-to-Equity falls into.

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Citigroup Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Citigroup's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(48505	+	287300)	/	208598
	=	1.61

Citigroup's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(49139	+	295684)	/	212408
	=	1.62

Citigroup (NYSE:C) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Citigroup Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Citigroup's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Citigroup Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Citigroup Inc (NYSE:C) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

C:Peru C:Mexico C_KZ:Kazakhstan 1C:Italy TRVCd:UK 0R01:UK CFU:Germany TRVC:Germany TRVC:Germany TRVC:Germany TRVC:Germany C:Chile CITI:Canada CTGP34:Brazil CITI:Austria C:Argentina

Address

388 Greenwich Street, New York, NY, USA, 10013

Website

https://www.citigroup.com

Citigroup is a global financial-services company doing business in more than 100 countries and jurisdictions. Citigroup's operations are organized into five primary segments: services, markets, banking, US personal banking, and wealth management. The bank's primary services include cross-border banking needs for multinational corporates, investment banking and trading, and credit card services in the United States.

Executives

John Cunningham Dugan	director	388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013
Edward Skyler	officer: Head of Global Public Affairs	388 GREENWICH STREET, NEW YORK NY 10013
Mark Mason	officer: Chief Financial Officer	3120 BRECKINRIDGE BLVD., DULUTH GA 30099
Sara Wechter	officer: Head of Human Resources	388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013
Brent Mcintosh	officer: General Counsel & Corp Sec'y	450 POST RD. EAST, WESTPORT CT 06880
Anand Selvakesari	officer: CEO, Global Consumer Banking	388 GREENWICH STREET, NEW YORK NY 10013
Gonzalo Luchetti	officer: Head of U.S. Personal Banking	388 GREENWICH STREET, NEW YORK NY 10013
Syed Shahmir Khaliq	officer: Head of Services	388 GREENWICH STREET, NEW YORK NY 10013
Peter B. Henry	director	C/O NEW YORK UNIVERSITY/KAUFMAN MGT CNT, 44 WEST 4TH STREET, SUITE 11-160, NEW YORK CITY NY 10012
Johnbull Okpara	officer: Controller&Chief Acct. Officer	388 GREENWICH STREET, NEW YORK NY 10013
Andrew John Morton	officer: Head of Markets	388 GREENWICH STREET, NEW YORK NY 10013
Andrew M. Sieg	officer: Head of Wealth	100 N TRYON STREET, CHARLOTTE NC 28255
Zdenek Turek	officer: Interim Chief Risk Officer	388 GREENWICH STREET, NEW YORK NY 10013
Titilope Cole	officer: CEO, Legacy Franchises	388 GREENWICH STREET, NEW YORK NY 10013
Michael Whitaker	officer: Head of Enterprise O&T	388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013