FMBN (Farmers and Merchants Bancshares) Issuance of Debt: $182.62 Mil (TTM As of Dec. 2025)

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FMBN Farmers and Merchants Bancshares Inc FMBN
54 GF Score
Price $38.00
GF Value $24.00
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Farmers and Merchants Bancshares Issuance of Debt?

Farmers and Merchants Bancshares FMBN 54 Issuance of Debt is $182.62 Mil as of Dec. 2025. GuruFocus rates FMBN with a GF Score™ of 54/100 and a GF Value™ of $24.00 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Farmers and Merchants Bancshares's Issuance of Debt for the six months ended in Dec. 2025 was $182.62 Mil.

Farmers and Merchants Bancshares's Issuance of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was $182.62 Mil.

Farmers and Merchants Bancshares Issuance of Debt Related Terms

Farmers and Merchants Bancshares Issuance of Debt Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares's Issuance of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares Issuance of Debt Chart

Farmers and Merchants Bancshares Annual Data
Trend Dec04 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Issuance of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 152.83 72.09 182.62

Farmers and Merchants Bancshares Semi-Annual Data
Dec03 Dec04 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Issuance of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 152.83 72.09 182.62
FMBN
54GF Score
Farmers and Merchants Bancshares Inc FMBN
Issuance of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers and Merchants Bancshares Issuance of Debt Calculation

Issuance of Debt represents all the cash inflow from debt, including both long-term debt and short-term debt.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Issuance of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was $182.62 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Issuance of Debt →
What does a Issuance of Debt of $182.62 Mil mean?
Farmers and Merchants Bancshares (FMBN) has a Issuance of Debt of $182.62 Mil as of Dec. 2025. Issuance of Debt is all the cash inflow from debt, including both long-term debt and short-term debt. View historical data on Farmers and Merchants Bancshares and its competitors.
Is Farmers and Merchants Bancshares' Issuance of Debt too high?
Farmers and Merchants Bancshares' current Issuance of Debt is $182.62 Mil. Overall, Farmers and Merchants Bancshares has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares' Issuance of Debt compare to BOTJ and CMHF?
Farmers and Merchants Bancshares' Issuance of Debt of $182.62 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Issuance of Debt for a Banks company?
A good Issuance of Debt depends on the Banks industry context. However, Issuance of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Issuance of Debt mean?
A high Issuance of Debt can signal that a stock is expensive relative to its fundamentals. Issuance of Debt is all the cash inflow from debt, including both long-term debt and short-term debt. View historical data on Farmers and Merchants Bancshares and its competitors. Farmers and Merchants Bancshares's current Issuance of Debt is $182.62 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (FMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.00, compared to a current price of $38.00 — trading 58.3% above its estimated fair value. The current Issuance of Debt is $182.62 Mil. Farmers and Merchants Bancshares' overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Issuance of Debt calculated?
Issuance of Debt is calculated from a company's financial statements. For Farmers and Merchants Bancshares (FMBN), the current Issuance of Debt is $182.62 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (FMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares stock appears to be overvalued. The current stock price of $38.00 is trading 58.3% above its estimated GF Value™ of $24.00. GuruFocus considers Farmers and Merchants Bancshares to be Significantly Overvalued.

Key valuation signals for FMBN:

  • Issuance of Debt: $182.62 Mil
  • GF Value™: $24.00 vs. price of $38.00 (58.3% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the FMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares Business Description

Address 221 Jefferson Street, Burlington, IA, USA, 52601
Farmers and Merchants Bancshares Inc is a bank holding company. The company provides financial services through its offices in the greater Burlington, Iowa area. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, agricultural, commercial and installment loans.
54GF Score

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Issuance of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.00
Price
$24.00
GF Value