FMBN (Farmers and Merchants Bancshares) Growth Rank: 1 (As of Aug. 01, 2026) — Near Median

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FMBN Farmers and Merchants Bancshares Inc FMBN
54 GF Score
Price $37.00
GF Value $24.01
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Farmers and Merchants Bancshares Growth Rank?

Farmers and Merchants Bancshares FMBN 54 Growth Rank is 1 as of Aug. 01, 2026, which is at its 10-year median of 1.00. GuruFocus rates FMBN with a GF Score™ of 54/100 and a GF Value™ of $24.01 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Farmers and Merchants Bancshares has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Farmers and Merchants Bancshares Growth Rank Related Terms

FMBN vs BOTJ, CMHF, HYNE: Growth Rank Comparison

For the Banks - Regional subindustry, Farmers and Merchants Bancshares's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Farmers and Merchants Bancshares Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Farmers and Merchants Bancshares's Growth Rank distribution charts can be found below:

* The bar in red indicates where Farmers and Merchants Bancshares's Growth Rank falls into.


FMBN
54GF Score
Farmers and Merchants Bancshares Inc FMBN
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Farmers and Merchants Bancshares (FMBN) has a Growth Rank of 1 as of Aug. 01, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Farmers and Merchants Bancshares and its competitors. This is near median its historical median of 1.00. Over the past decade, Farmers and Merchants Bancshares' Growth Rank has ranged from 1.00 to 1.00.
Is Farmers and Merchants Bancshares' Growth Rank too high?
Farmers and Merchants Bancshares' current Growth Rank of 1 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 1.00. Overall, Farmers and Merchants Bancshares has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares' Growth Rank compare to BOTJ and CMHF?
Farmers and Merchants Bancshares' Growth Rank of 1 can be compared against companies in the Banks industry. Historically, Farmers and Merchants Bancshares' own Growth Rank has ranged from 1.00 to 1.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Farmers and Merchants Bancshares and its competitors. Farmers and Merchants Bancshares's current Growth Rank is 1, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (FMBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.01, compared to a current price of $37.00 — trading 54.1% above its estimated fair value. The current Growth Rank is 1, which is near median its 10-year median of 1.00. Farmers and Merchants Bancshares' overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Farmers and Merchants Bancshares (FMBN), the current Growth Rank is 1 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (FMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares stock appears to be overvalued. The current stock price of $37.00 is trading 54.1% above its estimated GF Value™ of $24.01. GuruFocus considers Farmers and Merchants Bancshares to be Significantly Overvalued.

Key valuation signals for FMBN:

  • Growth Rank: 1 (near median its 10-year median of 1.00)
  • GF Value™: $24.01 vs. price of $37.00 (54.1% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the FMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares Business Description

Address 221 Jefferson Street, Burlington, IA, USA, 52601
Farmers and Merchants Bancshares Inc is a bank holding company. The company provides financial services through its offices in the greater Burlington, Iowa area. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, agricultural, commercial and installment loans.
54GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.00
Price
$24.01
GF Value