FMBN (Farmers and Merchants Bancshares) Cash Flow for Dividends: $-0.28 Mil (TTM As of Dec. 2025)


FMBN Farmers and Merchants Bancshares Inc FMBN
51 GF Score
Price $35.50
GF Value $24.88
! 5 Warning Signs
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What is Farmers and Merchants Bancshares Cash Flow for Dividends?

Farmers and Merchants Bancshares FMBN 51 Cash Flow for Dividends is $-0.28 Mil as of Dec. 2025. GuruFocus rates FMBN with a GF Score™ of 51/100 and a GF Value™ of $24.88. The stock has 5 warning signs investors should review.

Farmers and Merchants Bancshares's cash flow for dividends for the six months ended in Dec. 2025 was $-0.28 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.28 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

Farmers and Merchants Bancshares's quarterly payment of dividends stayed the same from Dec. 2023 ($-0.27 Mil) to Dec. 2024 ($-0.27 Mil) but then increased from Dec. 2024 ($-0.27 Mil) to Dec. 2025 ($-0.28 Mil).

Farmers and Merchants Bancshares's annual payment of dividends stayed the same from Dec. 2023 ($-0.27 Mil) to Dec. 2024 ($-0.27 Mil) but then increased from Dec. 2024 ($-0.27 Mil) to Dec. 2025 ($-0.28 Mil).

Farmers and Merchants Bancshares Cash Flow for Dividends Related Terms

Farmers and Merchants Bancshares Cash Flow for Dividends Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares Cash Flow for Dividends Chart

Farmers and Merchants Bancshares Annual Data
Trend Dec04 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.27 -0.27 -0.27 -0.27 -0.28

Farmers and Merchants Bancshares Semi-Annual Data
Dec03 Dec04 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -0.27 -0.27 -0.27 -0.27 -0.28
FMBN
51GF Score
Farmers and Merchants Bancshares Inc FMBN
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers and Merchants Bancshares Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow for Dividends for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.28 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of $-0.28 Mil mean?
Farmers and Merchants Bancshares (FMBN) has a Cash Flow for Dividends of $-0.28 Mil as of Dec. 2025. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Farmers and Merchants Bancshares and its competitors.
Is Farmers and Merchants Bancshares' Cash Flow for Dividends too high?
Farmers and Merchants Bancshares' current Cash Flow for Dividends is $-0.28 Mil. Overall, Farmers and Merchants Bancshares has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares' Cash Flow for Dividends compare to JDVB and RVSB?
Farmers and Merchants Bancshares' Cash Flow for Dividends of $-0.28 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for a Banks company?
A good Cash Flow for Dividends depends on the Banks industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Farmers and Merchants Bancshares and its competitors. Farmers and Merchants Bancshares's current Cash Flow for Dividends is $-0.28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares stock overvalued right now?
Farmers and Merchants Bancshares (FMBN) has a current Cash Flow for Dividends of $-0.28 Mil. The stock's GF Value™ is $24.88, compared to a current price of $35.50 — trading 42.7% above its estimated fair value. The current Cash Flow for Dividends is $-0.28 Mil. Farmers and Merchants Bancshares' overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For Farmers and Merchants Bancshares (FMBN), the current Cash Flow for Dividends is $-0.28 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (FMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares stock appears to be overvalued. The current stock price of $35.50 is trading 42.7% above its estimated GF Value™ of $24.88.

Key valuation signals for FMBN:

  • Cash Flow for Dividends: $-0.28 Mil
  • GF Value™: $24.88 vs. price of $35.50 (42.7% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the FMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares Business Description

Address 221 Jefferson Street, Burlington, IA, USA, 52601
Farmers and Merchants Bancshares Inc is a bank holding company. The company provides financial services through its offices in the greater Burlington, Iowa area. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, agricultural, commercial and installment loans.
51GF Score

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Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.50
Price
$24.88
GF Value