CarMax (FRA:XA4) Payments of Debt: €-13,666 Mil (TTM As of May. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:XA4 CarMax Inc FRA:XA4
69 GF Score
Price €50.82
GF Value €63.80
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is CarMax Payments of Debt?

CarMax FRA:XA4 -1.09% 69 Payments of Debt is €-13,666 Mil as of May. 2026. GuruFocus rates FRA:XA4 with a GF Score™ of 69/100 and a GF Value™ of €63.80 (Modestly Undervalued). The stock has 7 warning signs investors should review.

CarMax's Payments of Debt for the three months ended in May. 2026 was €-4,006 Mil.

CarMax's Payments of Debt for the trailing twelve months (TTM) ended in May. 2026 was €-13,666 Mil.


CarMax Payments of Debt Related Terms


CarMax Payments of Debt Historical Data

* Premium members only.

The historical data trend for CarMax's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CarMax Payments of Debt Chart

CarMax Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -16,202.50 -16,558.10 -11,249.99 -13,026.11 -12,928.04

CarMax Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3,548.62 -2,587.63 -3,483.18 -3,588.31 -4,006.50
FRA:XA4
69GF Score
CarMax Inc FRA:XA4
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CarMax Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-13,666 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-13,666 Mil mean?
CarMax (FRA:XA4) has a Payments of Debt of €-13,666 Mil as of May. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on CarMax and its competitors.
Is CarMax's Payments of Debt too high?
CarMax's current Payments of Debt is €-13,666 Mil. Overall, CarMax has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CarMax's Payments of Debt compare to ALTB and LAD?
CarMax's Payments of Debt of €-13,666 Mil can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Vehicles & Parts company?
A good Payments of Debt depends on the Vehicles & Parts industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on CarMax and its competitors. CarMax's current Payments of Debt is €-13,666 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CarMax stock overvalued right now?
Based on GuruFocus' analysis, CarMax (FRA:XA4) is currently considered Modestly Undervalued. The stock's GF Value™ is €63.80, compared to a current price of €50.82 — trading 20.3% below its estimated fair value. The current Payments of Debt is €-13,666 Mil. CarMax's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For CarMax (FRA:XA4), the current Payments of Debt is €-13,666 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CarMax (FRA:XA4) Overvalued in 2026?

Based on GuruFocus' analysis, CarMax stock appears to be undervalued. The current stock price of €50.82 is trading 20.3% below its estimated GF Value™ of €63.80. GuruFocus considers CarMax to be Modestly Undervalued.

Key valuation signals for FRA:XA4:

  • Payments of Debt: €-13,666 Mil
  • GF Value™: €63.80 vs. price of €50.82 (20.3% below fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FRA:XA4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CarMax Business Description

Address 12800 Tuckahoe Creek Parkway, Richmond, VA, USA, 23238
CarMax sells, finances, and services used and new cars through a chain of over about 260 retail stores. It was formed in 1993 as a unit of Circuit City and spun off into an independent company in late 2002. Used-vehicle sales were 80% of fiscal 2026 revenue and wholesale about 17%, with the remaining portion composed of extended service plans and repair. In fiscal 2026, the company retailed and wholesaled 780,684 and 538,203 used vehicles, respectively. CarMax is the largest used-vehicle retailer in the US, but still estimates that it had only about 3.6% US market share of vehicles zero to 10 years old in calendar 2025. CarMax is based in Richmond, Virginia.
69GF Score

Get the complete analysis for FRA:XA4

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€50.82
Price
€63.80
GF Value