Vroom (MEX:VRM) Debt-to-Asset : 0.83 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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MEX:VRM Vroom Inc MEX:VRM
38 GF Score
Price MXN138.90
GF Value MXN66.83
! 7 Warning Signs
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What is Vroom Debt-to-Asset?

Vroom MEX:VRM 38 Debt-to-Asset is 0.83 as of Mar. 2026. GuruFocus rates MEX:VRM with a GF Score™ of 38/100 and a GF Value™ of MXN66.83. The stock has 7 warning signs investors should review.

Vroom's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was MXN3,209.5 Mil. Vroom's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was MXN10,761.8 Mil. Vroom's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was MXN16,911.5 Mil. Vroom's debt to asset for the quarter that ended in Mar. 2026 was 0.83.

Vroom  (MEX:VRM) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Vroom Debt-to-Asset Related Terms

Vroom Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Vroom's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vroom Debt-to-Asset Chart

Vroom Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.48 0.61 0.72 0.71 0.83

Vroom Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.79 0.80 0.82 0.83 0.83

MEX:VRM vs AIJTY, JF, SPST: Debt-to-Asset Comparison

For the Credit Services subindustry, Vroom's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vroom Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vroom's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Vroom's Debt-to-Asset falls into.


MEX:VRM
38GF Score
Vroom Inc MEX:VRM
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Vroom Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Vroom's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(6070.712 + 7964.623) / 16878.273
=0.83

Vroom's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(3209.514 + 10761.789) / 16911.481
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.83 mean?
Vroom (MEX:VRM) has a Debt-to-Asset of 0.83 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Vroom and its competitors.
Is Vroom's Debt-to-Asset too high?
Vroom's current Debt-to-Asset is 0.83. Overall, Vroom has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Vroom's Debt-to-Asset compare to AIJTY and JF?
Vroom's Debt-to-Asset of 0.83 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Vroom and its competitors. Vroom's current Debt-to-Asset is 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vroom stock overvalued right now?
Vroom (MEX:VRM) has a current Debt-to-Asset of 0.83. The stock's GF Value™ is MXN66.83, compared to a current price of MXN138.90 — trading 107.8% above its estimated fair value. The current Debt-to-Asset is 0.83. Vroom's overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Vroom (MEX:VRM), the current Debt-to-Asset is 0.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vroom (MEX:VRM) Overvalued in 2026?

Based on GuruFocus' analysis, Vroom stock appears to be overvalued. The current stock price of MXN138.90 is trading 107.8% above its estimated GF Value™ of MXN66.83.

Key valuation signals for MEX:VRM:

  • Debt-to-Asset: 0.83
  • GF Value™: MXN66.83 vs. price of MXN138.90 (107.8% above fair value)
  • GF Score™: 38/100 with 7 warning signs

No single metric tells the full story. See the MEX:VRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vroom Business Description

Other Exchanges VRM:USA
Address 4700 Mercantile Drive, Fort Worth, Houston, TX, USA, 76137
Vroom Inc is an end-to-end e-commerce platform for the used vehicles industry. The company offers vehicle financing to consumers through third-party dealers and an artificial intelligence ("AI")-powered analytics and digital services platform supporting the automotive industry.
38GF Score

Get the complete analysis for MEX:VRM

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN138.90
Price
MXN66.83
GF Value