Sparebank 68 Grader Nord (OSL:SB68) Debt-to-Asset : 0.20 (As of Mar. 2026)

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OSL:SB68 Sparebank 68 Grader Nord OSL:SB68
66 GF Score
Price kr210.00
GF Value kr191.43
Valuation Fairly Valued
! 6 Warning Signs
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What is Sparebank 68 Grader Nord Debt-to-Asset?

Sparebank 68 Grader Nord OSL:SB68 -0.02% 66 Debt-to-Asset is 0.20 as of Mar. 2026. GuruFocus rates OSL:SB68 with a GF Score™ of 66/100 and a GF Value™ of kr191.43 (Fairly Valued). The stock has 6 warning signs investors should review.

Sparebank 68 Grader Nord's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr0.0 Mil. Sparebank 68 Grader Nord's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr2,692.8 Mil. Sparebank 68 Grader Nord's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was kr13,247.8 Mil. Sparebank 68 Grader Nord's debt to asset for the quarter that ended in Mar. 2026 was 0.20.


Sparebank 68 Grader Nord  (OSL:SB68) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Sparebank 68 Grader Nord Debt-to-Asset Related Terms


Sparebank 68 Grader Nord Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Sparebank 68 Grader Nord's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 68 Grader Nord Debt-to-Asset Chart

Sparebank 68 Grader Nord Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.21 0.00 0.21 0.21 0.20

Sparebank 68 Grader Nord Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.20 0.20 0.20 0.20

Sparebank 68 Grader Nord Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Sparebank 68 Grader Nord's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 68 Grader Nord Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 68 Grader Nord's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Sparebank 68 Grader Nord's Debt-to-Asset falls into.


OSL:SB68
66GF Score
Sparebank 68 Grader Nord OSL:SB68
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebank 68 Grader Nord Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Sparebank 68 Grader Nord's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2549.001) / 12808.512
=0.20

Sparebank 68 Grader Nord's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2692.788) / 13247.831
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.20 mean?
Sparebank 68 Grader Nord (OSL:SB68) has a Debt-to-Asset of 0.20 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sparebank 68 Grader Nord and its competitors.
Is Sparebank 68 Grader Nord's Debt-to-Asset too high?
Sparebank 68 Grader Nord's current Debt-to-Asset is 0.20. Overall, Sparebank 68 Grader Nord has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 68 Grader Nord's Debt-to-Asset compare to competitors?
Sparebank 68 Grader Nord's Debt-to-Asset of 0.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sparebank 68 Grader Nord and its competitors. Sparebank 68 Grader Nord's current Debt-to-Asset is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 68 Grader Nord stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord (OSL:SB68) is currently considered Fairly Valued. The stock's GF Value™ is kr191.43, compared to a current price of kr210.00 — trading 9.7% above its estimated fair value. The current Debt-to-Asset is 0.20. Sparebank 68 Grader Nord's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Sparebank 68 Grader Nord (OSL:SB68), the current Debt-to-Asset is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 68 Grader Nord (OSL:SB68) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 68 Grader Nord stock appears to be overvalued. The current stock price of kr210.00 is trading 9.7% above its estimated GF Value™ of kr191.43. GuruFocus considers Sparebank 68 Grader Nord to be Fairly Valued.

Key valuation signals for OSL:SB68:

  • Debt-to-Asset: 0.20
  • GF Value™: kr191.43 vs. price of kr210.00 (9.7% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the OSL:SB68 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 68 Grader Nord Business Description

Address Storgata 9, Leknes, NOR, 8370
Sparebank 68 Grader Nord is a local savings bank, focused on retail banking and insurance products and services. The range of products offered includes current accounts, payment cards, savings accounts, consumer loans, car loans, and mortgage loans.
66GF Score

Get the complete analysis for OSL:SB68

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr210.00
Price
kr191.43
GF Value