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Sparebank 68 Grader NordOSL:SB68 63 5-Year Yield-on-Cost % is 6.36 as of Jul. 14, 2026, which is 7% above its 10-year median of 5.94. GuruFocus rates OSL:SB68 with a GF Score™ of 63/100 and a GF Value™ of kr190.17 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,257 Banks companies, Sparebank 68 Grader Nord ranks better than 74.7% on this metric.
The historical rank and industry rank for Sparebank 68 Grader Nord's 5-Year Yield-on-Cost % or its related term are showing as below:
OSL:SB68'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.13 Med: 5.94 Max: 8
Current: 6.36
During the past 8 years, Sparebank 68 Grader Nord's highest Yield on Cost was 8.00. The lowest was 1.13. And the median was 5.94.
OSL:SB68's 5-Year Yield-on-Cost % is ranked better than 74.7% of 1257
companies
in the Banks industry
Industry Median: 3.89
vs OSL:SB68: 6.36
Sparebank 68 Grader Nord (OSL:SB68) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sparebank 68 Grader Nord 5-Year Yield-on-Cost % Related Terms
Sparebank 68 Grader Nord 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Sparebank 68 Grader Nord's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebank 68 Grader Nord 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Sparebank 68 Grader Nord's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sparebank 68 Grader Nord's 5-Year Yield-on-Cost % falls into.
Sparebank 68 Grader Nord 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Sparebank 68 Grader Nord (OSL:SB68) has a 5-Year Yield-on-Cost % of 6.36 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sparebank 68 Grader Nord and its competitors. This is near median its historical median of 5.94. Over the past decade, Sparebank 68 Grader Nord's 5-Year Yield-on-Cost % has ranged from 1.13 to 8.00. According to the industry distribution chart, Sparebank 68 Grader Nord ranks #318 out of 1257 companies in the Banks industry, placing it in the top 25.3%.
Is Sparebank 68 Grader Nord's 5-Year Yield-on-Cost % too high?
Sparebank 68 Grader Nord's current 5-Year Yield-on-Cost % of 6.36 is near median its 10-year median of 5.94. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 8.00. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Sparebank 68 Grader Nord's value of 6.36 is 63.5% above this industry median. Based on the distribution chart, Sparebank 68 Grader Nord ranks #318 out of 1257 companies in the Banks industry, which is above the industry midpoint. Overall, Sparebank 68 Grader Nord has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 68 Grader Nord's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Sparebank 68 Grader Nord ranks #318 out of 1257 companies for 5-Year Yield-on-Cost %. This puts Sparebank 68 Grader Nord in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Sparebank 68 Grader Nord's value of 6.36 is 63.5% above this benchmark. Historically, Sparebank 68 Grader Nord's own 5-Year Yield-on-Cost % has ranged from 1.13 to 8.00 over the past decade. While the company's 10-year median is 5.94 vs. the industry median of 3.89, Sparebank 68 Grader Nord has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebank 68 Grader Nord's current 5-Year Yield-on-Cost % of 6.36 is 63.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sparebank 68 Grader Nord and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebank 68 Grader Nord's current 5-Year Yield-on-Cost % is 6.36, which is near median its own 10-year median of 5.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 68 Grader Nord stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord (OSL:SB68) is currently considered Modestly Overvalued. The stock's GF Value™ is kr190.17, compared to a current price of kr212.40 — trading 11.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.36, which is near median its 10-year median of 5.94 and 63.5% above the Banks industry median of 3.89. Sparebank 68 Grader Nord's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sparebank 68 Grader Nord (OSL:SB68), the current 5-Year Yield-on-Cost % is 6.36 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebank 68 Grader Nord (OSL:SB68) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord stock appears to be overvalued.
The current stock price of kr212.40 is trading 11.7% above its estimated GF Value™ of kr190.17.
GuruFocus considers Sparebank 68 Grader Nord to be Modestly Overvalued.
Key valuation signals for OSL:SB68:
5-Year Yield-on-Cost %: 6.36 (near median its 10-year median of 5.94)
GF Value™: kr190.17 vs. price of kr212.40 (11.7% above fair value)
Industry Position: 63.5% above the Banks median (#318 of 1257)
No single metric tells the full story. See the OSL:SB68 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebank 68 Grader Nord is a local savings bank, focused on retail banking and insurance products and services. The range of products offered includes current accounts, payment cards, savings accounts, consumer loans, car loans, and mortgage loans.
63GF Score
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