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Sparebank 68 Grader NordOSL:SB68 61 3-Year EPS without NRI Growth Rate is 2.90% as of Jun. 2026, which is 53% below its 10-year median of 6.20. GuruFocus rates OSL:SB68 with a GF Score™ of 61/100 and a GF Value™ of kr191.38 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,409 Banks companies, Sparebank 68 Grader Nord ranks worse than 63.73% on this metric.
During the past 3 years, the average EPS without NRI Growth Rate was 2.90% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 12.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 8 years, the highest 3-Year average EPS without NRI Growth Rate of Sparebank 68 Grader Nord was 26.10% per year. The lowest was -15.60% per year. And the median was 6.20% per year.
Sparebank 68 Grader Nord (OSL:SB68) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Sparebank 68 Grader Nord 3-Year EPS without NRI Growth Rate Related Terms
Sparebank 68 Grader Nord 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Sparebank 68 Grader Nord's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebank 68 Grader Nord 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Sparebank 68 Grader Nord's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Sparebank 68 Grader Nord's 3-Year EPS without NRI Growth Rate falls into.
Sparebank 68 Grader Nord 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 2.90% mean?
Sparebank 68 Grader Nord (OSL:SB68) has a 3-Year EPS without NRI Growth Rate of 2.90% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sparebank 68 Grader Nord and its competitors. This is 53% below median its historical median of 6.20. According to the industry distribution chart, Sparebank 68 Grader Nord ranks #898 out of 1409 companies in the Banks industry, placing it in the top 63.7%.
Is Sparebank 68 Grader Nord's 3-Year EPS without NRI Growth Rate too high?
Sparebank 68 Grader Nord's current 3-Year EPS without NRI Growth Rate of 2.90% is 53% below median its 10-year median of 6.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Sparebank 68 Grader Nord's value of 2.90% is 61.3% below this industry median. Based on the distribution chart, Sparebank 68 Grader Nord ranks #898 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, Sparebank 68 Grader Nord has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 68 Grader Nord's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Sparebank 68 Grader Nord ranks #898 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Sparebank 68 Grader Nord in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Sparebank 68 Grader Nord's value of 2.90% is 61.3% below this benchmark. While the company's 10-year median is 6.20 vs. the industry median of 7.50, Sparebank 68 Grader Nord has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebank 68 Grader Nord's current 3-Year EPS without NRI Growth Rate of 2.90% is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sparebank 68 Grader Nord and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebank 68 Grader Nord's current 3-Year EPS without NRI Growth Rate is 2.90%, which is 53% below median its own 10-year median of 6.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 68 Grader Nord stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord (OSL:SB68) is currently considered Modestly Overvalued. The stock's GF Value™ is kr191.38, compared to a current price of kr218.20 — trading 14% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 2.90%, which is 53% below median its 10-year median of 6.20 and 61.3% below the Banks industry median of 7.50. Sparebank 68 Grader Nord's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Sparebank 68 Grader Nord (OSL:SB68), the current 3-Year EPS without NRI Growth Rate is 2.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebank 68 Grader Nord (OSL:SB68) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord stock appears to be overvalued.
The current stock price of kr218.20 is trading 14% above its estimated GF Value™ of kr191.38.
GuruFocus considers Sparebank 68 Grader Nord to be Modestly Overvalued.
Key valuation signals for OSL:SB68:
3-Year EPS without NRI Growth Rate: 2.90% (53% below median its 10-year median of 6.20)
GF Value™: kr191.38 vs. price of kr218.20 (14% above fair value)
Industry Position: 61.3% below the Banks median (#898 of 1409)
No single metric tells the full story. See the OSL:SB68 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebank 68 Grader Nord is a local savings bank, focused on retail banking and insurance products and services. The range of products offered includes current accounts, payment cards, savings accounts, consumer loans, car loans, and mortgage loans.
61GF Score
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