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Sparebank 68 Grader NordOSL:SB68 63 Net Margin % is 43.35% as of Mar. 2026, which is 10% above its 10-year median of 39.36. GuruFocus rates OSL:SB68 with a GF Score™ of 63/100 and a GF Value™ of kr190.17 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Sparebank 68 Grader Nord ranks better than 85.49% on this metric.
The historical rank and industry rank for Sparebank 68 Grader Nord's Net Margin % or its related term are showing as below:
OSL:SB68'
s Net Margin % Range Over the Past 10 Years
Min: 28.36 Med: 39.36 Max: 49.21
Current: 40.57
OSL:SB68's Net Margin % is ranked better than 85.49% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs OSL:SB68: 40.57
Sparebank 68 Grader Nord (OSL:SB68) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sparebank 68 Grader Nord Net Margin % Related Terms
Sparebank 68 Grader Nord Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebank 68 Grader Nord Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Sparebank 68 Grader Nord's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebank 68 Grader Nord Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Sparebank 68 Grader Nord's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sparebank 68 Grader Nord's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebank 68 Grader Nord (OSL:SB68) has a Net Margin % of 43.35% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sparebank 68 Grader Nord and its competitors. This is 10% above median its historical median of 39.36. Over the past decade, Sparebank 68 Grader Nord's Net Margin % has ranged from 28.36 to 49.21. According to the industry distribution chart, Sparebank 68 Grader Nord ranks #222 out of 1530 companies in the Banks industry, placing it in the top 14.5%.
Is Sparebank 68 Grader Nord's Net Margin % too high?
Sparebank 68 Grader Nord's current Net Margin % of 43.35% is 10% above median its 10-year median of 39.36. Over the past 10 years, this metric has ranged from a low of 28.36 to a high of 49.21. The Banks industry median Net Margin % is 26.85. Sparebank 68 Grader Nord's value of 43.35% is 61.5% above this industry median. Based on the distribution chart, Sparebank 68 Grader Nord ranks #222 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebank 68 Grader Nord has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebank 68 Grader Nord's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Sparebank 68 Grader Nord ranks #222 out of 1530 companies for Net Margin %. This places Sparebank 68 Grader Nord in the top 15% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Sparebank 68 Grader Nord's value of 43.35% is 61.5% above this benchmark. Historically, Sparebank 68 Grader Nord's own Net Margin % has ranged from 28.36 to 49.21 over the past decade. While the company's 10-year median is 39.36 vs. the industry median of 26.85, Sparebank 68 Grader Nord has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebank 68 Grader Nord's current Net Margin % of 43.35% is 61.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sparebank 68 Grader Nord and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebank 68 Grader Nord's current Net Margin % is 43.35%, which is 10% above median its own 10-year median of 39.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 68 Grader Nord stock overvalued right now?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord (OSL:SB68) is currently considered Modestly Overvalued. The stock's GF Value™ is kr190.17, compared to a current price of kr212.40 — trading 11.7% above its estimated fair value. The current Net Margin % is 43.35%, which is 10% above median its 10-year median of 39.36 and 61.5% above the Banks industry median of 26.85. Sparebank 68 Grader Nord's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sparebank 68 Grader Nord (OSL:SB68), the current Net Margin % is 43.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebank 68 Grader Nord (OSL:SB68) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebank 68 Grader Nord stock appears to be overvalued.
The current stock price of kr212.40 is trading 11.7% above its estimated GF Value™ of kr190.17.
GuruFocus considers Sparebank 68 Grader Nord to be Modestly Overvalued.
Key valuation signals for OSL:SB68:
Net Margin %: 43.35% (10% above median its 10-year median of 39.36)
GF Value™: kr190.17 vs. price of kr212.40 (11.7% above fair value)
Industry Position: 61.5% above the Banks median (#222 of 1530)
No single metric tells the full story. See the OSL:SB68 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebank 68 Grader Nord is a local savings bank, focused on retail banking and insurance products and services. The range of products offered includes current accounts, payment cards, savings accounts, consumer loans, car loans, and mortgage loans.
63GF Score
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