PICS (PicS NV) Debt-to-Asset : 0.04 (As of Jun. 2026)

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PICS PicS NV PICS
39 GF Score
Price $10.19
! 2 Warning Signs
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What is PicS NV Debt-to-Asset?

PicS NV PICS -1.40% 39 Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus rates PICS with a GF Score™ of 39/100. The stock has 2 warning signs investors should review.

PicS NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. PicS NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $416 Mil. PicS NV's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $10,182 Mil. PicS NV's debt to asset for the quarter that ended in Jun. 2026 was 0.04.

PicS NV  (NAS:PICS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

PicS NV Debt-to-Asset Related Terms

PicS NV Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for PicS NV's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PicS NV Debt-to-Asset Chart

PicS NV Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.23 0.00 0.00 0.03 0.02

PicS NV Quarterly Data
Dec19 Mar20 Dec20 Mar21 Dec21 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.04

PICS vs PRGS, NN, GCT: Debt-to-Asset Comparison

For the Software - Infrastructure subindustry, PicS NV's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PicS NV Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, PicS NV's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where PicS NV's Debt-to-Asset falls into.


PICS
39GF Score
PicS NV PICS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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PicS NV Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

PicS NV's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1.955 + 155.812) / 7695.824
=0.02

PicS NV's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 415.857) / 10181.555
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.04 mean?
PicS NV (PICS) has a Debt-to-Asset of 0.04 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on PicS NV and its competitors.
Is PicS NV's Debt-to-Asset too high?
PicS NV's current Debt-to-Asset is 0.04. Overall, PicS NV has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does PicS NV's Debt-to-Asset compare to PRGS and NN?
PicS NV's Debt-to-Asset of 0.04 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on PicS NV and its competitors. PicS NV's current Debt-to-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PicS NV stock overvalued right now?
PicS NV (PICS) has a current Debt-to-Asset of 0.04. The current Debt-to-Asset is 0.04. PicS NV's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For PicS NV (PICS), the current Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PicS NV Business Description

Other Exchanges PICSN:Mexico
Address Avenida Manuel Bandeira, 291, Block A, 2nd Floor, Sao Paulo, SP, BRA, 05317-020
PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.
39GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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