PICS (PicS NV) Scaled Net Operating Assets: -0.07 (As of Jun. 2026)

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PICS PicS NV PICS
39 GF Score
Price $10.17
! 2 Warning Signs
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What is PicS NV Scaled Net Operating Assets?

PicS NV PICS -1.60% 39 Scaled Net Operating Assets is -0.07 as of Jun. 2026. GuruFocus rates PICS with a GF Score™ of 39/100. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PicS NV's operating assets for the quarter that ended in Jun. 2026 was $7,932 Mil. PicS NV's operating liabilities for the quarter that ended in Jun. 2026 was $8,534 Mil. PicS NV's Total Assets for the quarter that ended in Mar. 2026 was $8,938 Mil. Therefore, PicS NV's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was -0.07.

PICS
39GF Score
PicS NV PICS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PicS NV Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PicS NV's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(6651.255-6825.057)/4477.571
=-0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7695.824 - 1044.569
=6651.255

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6982.824 - 155.812 - 1.955
=6825.057

PicS NV's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(7931.944-8533.887)/8938.232
=-0.07

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=10181.555 - 2249.611
=7931.944

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8949.744 - 415.857 - 0
=8533.887

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.07 mean?
PicS NV (PICS) has a Scaled Net Operating Assets of -0.07 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PicS NV and its competitors.
Is PicS NV's Scaled Net Operating Assets too high?
PicS NV's current Scaled Net Operating Assets is -0.07. Overall, PicS NV has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does PicS NV's Scaled Net Operating Assets compare to PRGS and NN?
PicS NV's Scaled Net Operating Assets of -0.07 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PicS NV and its competitors. PicS NV's current Scaled Net Operating Assets is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PicS NV stock overvalued right now?
PicS NV (PICS) has a current Scaled Net Operating Assets of -0.07. The current Scaled Net Operating Assets is -0.07. PicS NV's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PicS NV (PICS), the current Scaled Net Operating Assets is -0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PicS NV Business Description

Other Exchanges PICSN:Mexico
Address Avenida Manuel Bandeira, 291, Block A, 2nd Floor, Sao Paulo, SP, BRA, 05317-020
PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.
39GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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