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PicS NVPICS -2.47%39 Price-to-Tangible-Book is 1.33 as of Aug. 28, 2026. GuruFocus rates PICS with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 2,199 Software companies, PicS NV ranks better than 81.22% on this metric.
As of today (2026-08-28), PicS NV's share price is $10.075. PicS NV's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was $7.58. Hence, PicS NV's Price to Tangible Book Ratio of today is 1.33.
The historical rank and industry rank for PicS NV's Price-to-Tangible-Book or its related term are showing as below:
PICS'
s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.33 Med: 1.43 Max: 1.45
Current: 1.33
During the past 7 years, PicS NV's highest Price to Tangible Book Ratio was 1.45. The lowest was 1.33. And the median was 1.43.
PICS's Price-to-Tangible-Book is ranked better than 81.22% of 2199
companies
in the Software industry
Industry Median: 3.36
vs PICS: 1.33
A closely related ratio is called PB Ratio. As of today, PicS NV's share price is $10.075. PicS NV's Book Value per Sharefor the quarter that ended in Jun. 2026 was $9.50. Hence, PicS NV's P/B Ratio of today is 1.06.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
PicS NV Price-to-Tangible-Book Related Terms
PicS NV Price-to-Tangible-Book Historical Data
* Premium members only.
The historical data trend for PicS NV's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICS vs PRGS, NN, GCT: Price-to-Tangible-Book Comparison
For the Software - Infrastructure subindustry, PicS NV's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PicS NV Price-to-Tangible-Book vs Software Industry
For the Software industry and Technology sector, PicS NV's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where PicS NV's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
PicS NV (PICS) has a Price-to-Tangible-Book of 1.33 as of Aug. 28, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on PicS NV and its competitors. According to the industry distribution chart, PicS NV ranks #413 out of 2199 companies in the Software industry, placing it in the top 18.8%.
Is PicS NV's Price-to-Tangible-Book too high?
PicS NV's current Price-to-Tangible-Book is 1.33. The Software industry median Price-to-Tangible-Book is 3.36. PicS NV's value of 1.33 is 60.4% below this industry median. Based on the distribution chart, PicS NV ranks #413 out of 2199 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PicS NV has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does PicS NV's Price-to-Tangible-Book compare to PRGS and NN?
According to the Software industry distribution chart, PicS NV ranks #413 out of 2199 companies for Price-to-Tangible-Book. This places PicS NV in the top 19% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 3.36. PicS NV's value of 1.33 is 60.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Software company?
The median Price-to-Tangible-Book among Software companies is 3.36, based on 2,199 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PicS NV's current Price-to-Tangible-Book of 1.33 is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on PicS NV and its competitors. For the Software industry, the median Price-to-Tangible-Book is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PicS NV's current Price-to-Tangible-Book is 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PicS NV stock overvalued right now?
PicS NV (PICS) has a current Price-to-Tangible-Book of 1.33. The current Price-to-Tangible-Book is 1.33 and 60.4% below the Software industry median of 3.36. PicS NV's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For PicS NV (PICS), the current Price-to-Tangible-Book is 1.33 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.
39GF Score
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