SCBFY (Standard Chartered) Debt-to-Asset : 0.11 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SCBFY Standard Chartered PLC SCBFY
69 GF Score
Price $58.87
GF Value $34.43
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Standard Chartered Debt-to-Asset?

Standard Chartered SCBFY +0.09% 69 Debt-to-Asset is 0.11 as of Jun. 2026. GuruFocus rates SCBFY with a GF Score™ of 69/100 and a GF Value™ of $34.43 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Standard Chartered's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Standard Chartered's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $112,978 Mil. Standard Chartered's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $993,406 Mil. Standard Chartered's debt to asset for the quarter that ended in Jun. 2026 was 0.11.

Standard Chartered  (OTCPK:SCBFY) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Standard Chartered Debt-to-Asset Related Terms

Standard Chartered Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Standard Chartered's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Debt-to-Asset Chart

Standard Chartered Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.11 0.11 0.11 0.12

Standard Chartered Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.09 0.12 0.09 0.11

SCBFY vs JPM, BAC, WFC: Debt-to-Asset Comparison

For the Banks - Diversified subindustry, Standard Chartered's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Chartered Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Standard Chartered's Debt-to-Asset falls into.


SCBFY
69GF Score
Standard Chartered PLC SCBFY
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Standard Chartered's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 105367) / 919955
=0.11

Standard Chartered's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 112978) / 993406
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.11 mean?
Standard Chartered (SCBFY) has a Debt-to-Asset of 0.11 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Standard Chartered and its competitors.
Is Standard Chartered's Debt-to-Asset too high?
Standard Chartered's current Debt-to-Asset is 0.11. Overall, Standard Chartered has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered's Debt-to-Asset compare to JPM and BAC?
Standard Chartered's Debt-to-Asset of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Standard Chartered and its competitors. Standard Chartered's current Debt-to-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered (SCBFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.43, compared to a current price of $58.87 — trading 71% above its estimated fair value. The current Debt-to-Asset is 0.11. Standard Chartered's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Standard Chartered (SCBFY), the current Debt-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered (SCBFY) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered stock appears to be overvalued. The current stock price of $58.87 is trading 71% above its estimated GF Value™ of $34.43. GuruFocus considers Standard Chartered to be Significantly Overvalued.

Key valuation signals for SCBFY:

  • Debt-to-Asset: 0.11
  • GF Value™: $34.43 vs. price of $58.87 (71% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the SCBFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Business Description

Address 1 Basinghall Avenue, London, GBR, EC2V 5DD
Standard Chartered Bank was established in 1853 by Royal Charter in the United Kingdom, with holding company Standard Chartered PLC incorporated in 1969. The bank is domiciled in the United Kingdom, and provides banking services across over 50 countries and territories, primarily in Asia, Africa, the Middle East, and the UK. The bulk of the business is in corporate and transaction banking, financial markets, and corporate finance. The bank has strong retail franchises focusing on the affluent segment in Hong Kong, Singapore, and certain countries in Africa. The bank has also launched a ventures division to focus on financial technology, including digital banks in Hong Kong and Singapore, online payment, and digital assets.
69GF Score

Get the complete analysis for SCBFY

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.87
Price
$34.43
GF Value