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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Standard Chartered's Total Liabilities for the quarter that ended in Jun. 2026 was $937,513 Mil. Standard Chartered's Total Assets for the quarter that ended in Jun. 2026 was $993,406 Mil.
Therefore, Standard Chartered's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.94.
Standard Chartered (OTCPK:SCBFY) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Standard Chartered Liabilities-to-Assets Related Terms
Standard Chartered Liabilities-to-Assets Historical Data
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The historical data trend for Standard Chartered's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SCBFY vs JPM, BAC, WFC: Liabilities-to-Assets Comparison
For the Banks - Diversified subindustry, Standard Chartered's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Standard Chartered's Liabilities-to-Assets falls into.
Standard Chartered Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Standard Chartered's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered (SCBFY) has a Liabilities-to-Assets of 0.94 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Standard Chartered and its competitors.
Is Standard Chartered's Liabilities-to-Assets too high?
Standard Chartered's current Liabilities-to-Assets is 0.94. Overall, Standard Chartered has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered's Liabilities-to-Assets compare to JPM and BAC?
Standard Chartered's Liabilities-to-Assets of 0.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Standard Chartered and its competitors. Standard Chartered's current Liabilities-to-Assets is 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered (SCBFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.53, compared to a current price of $60.38 — trading 74.9% above its estimated fair value. The current Liabilities-to-Assets is 0.94. Standard Chartered's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Standard Chartered (SCBFY), the current Liabilities-to-Assets is 0.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered (SCBFY) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered stock appears to be overvalued.
The current stock price of $60.38 is trading 74.9% above its estimated GF Value™ of $34.53.
GuruFocus considers Standard Chartered to be Significantly Overvalued.
Key valuation signals for SCBFY:
Liabilities-to-Assets: 0.94
GF Value™: $34.53 vs. price of $60.38 (74.9% above fair value)
No single metric tells the full story. See the SCBFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank was established in 1853 by Royal Charter in the United Kingdom, with holding company Standard Chartered PLC incorporated in 1969. The bank is domiciled in the United Kingdom, and provides banking services across over 50 countries and territories, primarily in Asia, Africa, the Middle East, and the UK. The bulk of the business is in corporate and transaction banking, financial markets, and corporate finance. The bank has strong retail franchises focusing on the affluent segment in Hong Kong, Singapore, and certain countries in Africa. The bank has also launched a ventures division to focus on financial technology, including digital banks in Hong Kong and Singapore, online payment, and digital assets.
69GF Score
Get the complete analysis for SCBFY
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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