SCBFY (Standard Chartered) Moat Score: 5/10 (As of Jun. 29, 2026)


SCBFY Standard Chartered PLC SCBFY
63 GF Score
Price $53.77
GF Value $30.05
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Standard Chartered Moat Score?

Standard Chartered SCBFY -0.94% 63 Moat Score is 5 as of Jun. 29, 2026. GuruFocus rates SCBFY with a GF Score™ of 63/100 and a GF Value™ of $30.05 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,614 Banks companies, Standard Chartered ranks better than 94.05% on this metric.

Standard Chartered has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Standard Chartered has Narrow Moat: Standard Chartered has a solid narrow moat due to its established presence in emerging markets and customer loyalty. However, it faces intense competition and lacks strong pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Standard Chartered might have Narrow Moat - Solid narrow moat.

Standard Chartered  (OTCPK:SCBFY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Standard Chartered Moat Score Related Terms

SCBFY vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, Standard Chartered's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Standard Chartered Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered's Moat Score distribution charts can be found below:

* The bar in red indicates where Standard Chartered's Moat Score falls into.


SCBFY
63GF Score
Standard Chartered PLC SCBFY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Standard Chartered (SCBFY) has a Moat Score of 5 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Standard Chartered ranks #96 out of 1614 companies in the Banks industry, placing it in the top 5.9%.
Is Standard Chartered's Moat Score too high?
Standard Chartered's current Moat Score is 5. Based on the distribution chart, Standard Chartered ranks #96 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, Standard Chartered ranks #96 out of 1614 companies for Moat Score. This places Standard Chartered in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Standard Chartered's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered (SCBFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.05, compared to a current price of $53.77 — trading 78.9% above its estimated fair value. The current Moat Score is 5. Standard Chartered's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Standard Chartered (SCBFY), the current Moat Score is 5 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered (SCBFY) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered stock appears to be overvalued. The current stock price of $53.77 is trading 78.9% above its estimated GF Value™ of $30.05. GuruFocus considers Standard Chartered to be Significantly Overvalued.

Key valuation signals for SCBFY:

  • Moat Score: 5
  • GF Value™: $30.05 vs. price of $53.77 (78.9% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the SCBFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Business Description

Address 1 Basinghall Avenue, London, GBR, EC2V 5DD
Standard Chartered Bank was established in 1853 by Royal Charter in the United Kingdom, with holding company Standard Chartered PLC incorporated in 1969. The bank is domiciled in the United Kingdom, and provides banking services across over 50 countries and territories, primarily in Asia, Africa, the Middle East, and the UK. The bulk of the business is in corporate and transaction banking, financial markets, and corporate finance. The bank has strong retail franchises focusing on the affluent segment in Hong Kong, Singapore, and certain countries in Africa. The bank has also launched a ventures division to focus on financial technology, including digital banks in Hong Kong and Singapore, online payment, and digital assets.
63GF Score

Get the complete analysis for SCBFY

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.77
Price
$30.05
GF Value