Standard CharteredSCBFY +1.37%63 Return-on-Tangible-Equity is 15.86% as of Mar. 2026, which is 215% above its 10-year median of 5.04. GuruFocus rates SCBFY with a GF Score™ of 63/100 and a GF Value™ of $30.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,523 Banks companies, Standard Chartered ranks better than 50.82% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Standard Chartered's annualized net income for the quarter that ended in Mar. 2026 was $7,600 Mil. Standard Chartered's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $47,914 Mil. Therefore, Standard Chartered's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 15.86%.
The historical rank and industry rank for Standard Chartered's Return-on-Tangible-Equity or its related term are showing as below:
SCBFY'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.62 Med: 5.04 Max: 11.29
Current: 11.29
During the past 13 years, Standard Chartered's highest Return-on-Tangible-Equity was 11.29%. The lowest was -0.62%. And the median was 5.04%.
SCBFY's Return-on-Tangible-Equity is ranked better than 50.82% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs SCBFY: 11.29
Standard Chartered (OTCPK:SCBFY) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Standard Chartered Return-on-Tangible-Equity Related Terms
Standard Chartered Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Standard Chartered's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Return-on-Tangible-Equity Chart
SCBFY vs JPM, BAC, WFC: Return-on-Tangible-Equity Comparison
For the Banks - Diversified subindustry, Standard Chartered's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Standard Chartered's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 15.86% mean?
Standard Chartered (SCBFY) has a Return-on-Tangible-Equity of 15.86% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Standard Chartered and its competitors. This is 215% above median its historical median of 5.04. According to the industry distribution chart, Standard Chartered ranks #749 out of 1523 companies in the Banks industry, placing it in the top 49.2%.
Is Standard Chartered's Return-on-Tangible-Equity too high?
Standard Chartered's current Return-on-Tangible-Equity of 15.86% is 215% above median its 10-year median of 5.04. The Banks industry median Return-on-Tangible-Equity is 11.20. Standard Chartered's value of 15.86% is 41.6% above this industry median. Based on the distribution chart, Standard Chartered ranks #749 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered's Return-on-Tangible-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Standard Chartered ranks #749 out of 1523 companies for Return-on-Tangible-Equity. This puts Standard Chartered in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Standard Chartered's value of 15.86% is 41.6% above this benchmark. While the company's 10-year median is 5.04 vs. the industry median of 11.20, Standard Chartered has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered's current Return-on-Tangible-Equity of 15.86% is 41.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Standard Chartered and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered's current Return-on-Tangible-Equity is 15.86%, which is 215% above median its own 10-year median of 5.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered (SCBFY) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.63, compared to a current price of $56.05 — trading 83% above its estimated fair value. The current Return-on-Tangible-Equity is 15.86%, which is 215% above median its 10-year median of 5.04 and 41.6% above the Banks industry median of 11.20. Standard Chartered's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Standard Chartered (SCBFY), the current Return-on-Tangible-Equity is 15.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered (SCBFY) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered stock appears to be overvalued.
The current stock price of $56.05 is trading 83% above its estimated GF Value™ of $30.63.
GuruFocus considers Standard Chartered to be Significantly Overvalued.
Key valuation signals for SCBFY:
Return-on-Tangible-Equity: 15.86% (215% above median its 10-year median of 5.04)
GF Value™: $30.63 vs. price of $56.05 (83% above fair value)
Industry Position: 41.6% above the Banks median (#749 of 1523)
No single metric tells the full story. See the SCBFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank was established in 1853 by Royal Charter in the United Kingdom, with holding company Standard Chartered PLC incorporated in 1969. The bank is domiciled in the United Kingdom, and provides banking services across over 50 countries and territories, primarily in Asia, Africa, the Middle East, and the UK. The bulk of the business is in corporate and transaction banking, financial markets, and corporate finance. The bank has strong retail franchises focusing on the affluent segment in Hong Kong, Singapore, and certain countries in Africa. The bank has also launched a ventures division to focus on financial technology, including digital banks in Hong Kong and Singapore, online payment, and digital assets.
63GF Score
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