Nemetschek SE (XSWX:NEMA) Debt-to-Asset : 0.23 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:NEMA Nemetschek SE XSWX:NEMA
90 GF Score
Price CHF59.10
GF Value CHF116.16
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Nemetschek SE Debt-to-Asset?

Nemetschek SE XSWX:NEMA 90 Debt-to-Asset is 0.23 as of Jun. 2026. GuruFocus rates XSWX:NEMA with a GF Score™ of 90/100 and a GF Value™ of CHF116.16 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Nemetschek SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF12 Mil. Nemetschek SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF495 Mil. Nemetschek SE's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was CHF2,227 Mil. Nemetschek SE's debt to asset for the quarter that ended in Jun. 2026 was 0.23.


Nemetschek SE  (XSWX:NEMA) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Nemetschek SE Debt-to-Asset Related Terms


Nemetschek SE Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Nemetschek SE's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nemetschek SE Debt-to-Asset Chart

Nemetschek SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.13 0.06 0.27 0.19

Nemetschek SE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.24 0.19 0.16 0.23

XSWX:NEMA vs QH, SHOP, UBER: Debt-to-Asset Comparison

For the Software - Application subindustry, Nemetschek SE's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nemetschek SE Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, Nemetschek SE's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Nemetschek SE's Debt-to-Asset falls into.


XSWX:NEMA
90GF Score
Nemetschek SE XSWX:NEMA
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nemetschek SE Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Nemetschek SE's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(12.395 + 365.091) / 1976.586
=0.19

Nemetschek SE's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(12.009 + 494.693) / 2227.19
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.23 mean?
Nemetschek SE (XSWX:NEMA) has a Debt-to-Asset of 0.23 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Nemetschek SE and its competitors.
Is Nemetschek SE's Debt-to-Asset too high?
Nemetschek SE's current Debt-to-Asset is 0.23. Overall, Nemetschek SE has a GF Score™ of 90/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nemetschek SE's Debt-to-Asset compare to QH and SHOP?
Nemetschek SE's Debt-to-Asset of 0.23 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Nemetschek SE and its competitors. Nemetschek SE's current Debt-to-Asset is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nemetschek SE stock overvalued right now?
Based on GuruFocus' analysis, Nemetschek SE (XSWX:NEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF116.16, compared to a current price of CHF59.10 — trading 49.1% below its estimated fair value. The current Debt-to-Asset is 0.23. Nemetschek SE's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Nemetschek SE (XSWX:NEMA), the current Debt-to-Asset is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nemetschek SE (XSWX:NEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Nemetschek SE stock appears to be undervalued. The current stock price of CHF59.10 is trading 49.1% below its estimated GF Value™ of CHF116.16. GuruFocus considers Nemetschek SE to be Significantly Undervalued.

Key valuation signals for XSWX:NEMA:

  • Debt-to-Asset: 0.23
  • GF Value™: CHF116.16 vs. price of CHF59.10 (49.1% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XSWX:NEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nemetschek SE Business Description

Address Konrad-Zuse-Platz 1, Munich, BY, DEU, 81829
Nemetschek is a German company that makes software products for the architecture, engineering, and construction industry, mainly, but also for the media and entertainment industry. Its software solutions cover the entire life cycle of building and infrastructure projects (design, build, and manage). In media and entertainment, it is one of the world's leading providers of software for the creation of 3D animation and visual effects in movies, TV shows, and gaming.
90GF Score

Get the complete analysis for XSWX:NEMA

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF59.10
Price
CHF116.16
GF Value