Nemetschek SE (XSWX:NEMA) Interest Coverage: 19.88 (As of Mar. 2026) — 68% Below Median


XSWX:NEMA Nemetschek SE XSWX:NEMA
86 GF Score
Price CHF49.32
GF Value CHF117.51
! 1 Warning Sign
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What is Nemetschek SE Interest Coverage?

Nemetschek SE XSWX:NEMA 86 Interest Coverage is 19.88 as of Mar. 2026, which is 68% below its 10-year median of 61.83. GuruFocus rates XSWX:NEMA with a GF Score™ of 86/100 and a GF Value™ of CHF117.51. The stock has 1 warning sign investors should review. Among 1,705 Software companies, Nemetschek SE ranks worse than 54.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nemetschek SE's Operating Income for the three months ended in Mar. 2026 was CHF66 Mil. Nemetschek SE's Interest Expense for the three months ended in Mar. 2026 was CHF-3 Mil. Nemetschek SE's interest coverage for the quarter that ended in Mar. 2026 was 19.88. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Nemetschek SE's Interest Coverage or its related term are showing as below:

XSWX:NEMA' s Interest Coverage Range Over the Past 10 Years
Min: 14.35   Med: 61.83   Max: 86.11
Current: 19.45


XSWX:NEMA's Interest Coverage is ranked worse than
54.72% of 1705 companies
in the Software industry
Industry Median: 24.78 vs XSWX:NEMA: 19.45

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nemetschek SE  (XSWX:NEMA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nemetschek SE Interest Coverage Related Terms


Nemetschek SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nemetschek SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nemetschek SE Interest Coverage Chart

Nemetschek SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.68 74.78 62.00 14.35 16.69

Nemetschek SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.47 13.25 14.13 38.90 19.88

XSWX:NEMA vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Nemetschek SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nemetschek SE Interest Coverage vs Software Industry

For the Software industry and Technology sector, Nemetschek SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nemetschek SE's Interest Coverage falls into.


XSWX:NEMA
86GF Score
Nemetschek SE XSWX:NEMA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Nemetschek SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nemetschek SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Nemetschek SE's Interest Expense was CHF-18 Mil. Its Operating Income was CHF295 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF365 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*294.704/-17.662
=16.69

Nemetschek SE's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Nemetschek SE's Interest Expense was CHF-3 Mil. Its Operating Income was CHF66 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF302 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*65.703/-3.305
=19.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 19.88 mean?
Nemetschek SE (XSWX:NEMA) has a Interest Coverage of 19.88 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nemetschek SE and its competitors. This is 68% below median its historical median of 61.83. Over the past decade, Nemetschek SE's Interest Coverage has ranged from 14.35 to 86.11. According to the industry distribution chart, Nemetschek SE ranks #933 out of 1705 companies in the Software industry, placing it in the top 54.7%.
Is Nemetschek SE's Interest Coverage too high?
Nemetschek SE's current Interest Coverage of 19.88 is 68% below median its 10-year median of 61.83. Over the past 10 years, this metric has ranged from a low of 14.35 to a high of 86.11. The Software industry median Interest Coverage is 24.78. Nemetschek SE's value of 19.88 is 19.8% below this industry median. Based on the distribution chart, Nemetschek SE ranks #933 out of 1705 companies in the Software industry, which is below the industry midpoint. Overall, Nemetschek SE has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Nemetschek SE's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Nemetschek SE ranks #933 out of 1705 companies for Interest Coverage. This places Nemetschek SE in the lower half of its industry. The industry median Interest Coverage is 24.78. Nemetschek SE's value of 19.88 is 19.8% below this benchmark. Historically, Nemetschek SE's own Interest Coverage has ranged from 14.35 to 86.11 over the past decade. While the company's 10-year median is 61.83 vs. the industry median of 24.78, Nemetschek SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nemetschek SE's current Interest Coverage of 19.88 is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nemetschek SE and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nemetschek SE's current Interest Coverage is 19.88, which is 68% below median its own 10-year median of 61.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nemetschek SE stock overvalued right now?
Nemetschek SE (XSWX:NEMA) has a current Interest Coverage of 19.88. The stock's GF Value™ is CHF117.51, compared to a current price of CHF49.32 — trading 58% below its estimated fair value. The current Interest Coverage is 19.88, which is 68% below median its 10-year median of 61.83 and 19.8% below the Software industry median of 24.78. Nemetschek SE's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nemetschek SE (XSWX:NEMA), the current Interest Coverage is 19.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nemetschek SE (XSWX:NEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Nemetschek SE stock appears to be undervalued. The current stock price of CHF49.32 is trading 58% below its estimated GF Value™ of CHF117.51.

Key valuation signals for XSWX:NEMA:

  • Interest Coverage: 19.88 (68% below median its 10-year median of 61.83)
  • GF Value™: CHF117.51 vs. price of CHF49.32 (58% below fair value)
  • GF Score™: 86/100 with 1 warning sign
  • Industry Position: 19.8% below the Software median (#933 of 1705)

No single metric tells the full story. See the XSWX:NEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nemetschek SE Business Description

Address Konrad-Zuse-Platz 1, Munich, BY, DEU, 81829
Nemetschek is a German company that makes software products for the architecture, engineering, and construction industry, mainly, but also for the media and entertainment industry. Its software solutions cover the entire life cycle of building and infrastructure projects (design, build, and manage). In media and entertainment, it is one of the world's leading providers of software for the creation of 3D animation and visual effects in movies, TV shows, and gaming.
86GF Score

Get the complete analysis for XSWX:NEMA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF49.32
Price
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GF Value