Nemetschek SE (XSWX:NEMA) Debt-to-EBITDA : 0.85 (As of Mar. 2026) — 20% Below Median

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XSWX:NEMA Nemetschek SE XSWX:NEMA
86 GF Score
Price CHF52.20
GF Value CHF120.64
! 1 Warning Sign
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What is Nemetschek SE Debt-to-EBITDA?

Nemetschek SE XSWX:NEMA 86 Debt-to-EBITDA is 0.85 as of Mar. 2026, which is 20% below its 10-year median of 1.06. GuruFocus rates XSWX:NEMA with a GF Score™ of 86/100 and a GF Value™ of CHF120.64. The stock has 1 warning sign investors should review. Among 1,716 Software companies, Nemetschek SE ranks better than 55.07% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Nemetschek SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was CHF11 Mil. Nemetschek SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was CHF302 Mil. Nemetschek SE's annualized EBITDA for the quarter that ended in Mar. 2026 was CHF367 Mil. Nemetschek SE's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.85.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Nemetschek SE's Debt-to-EBITDA or its related term are showing as below:

XSWX:NEMA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.29   Med: 1.06   Max: 1.83
Current: 0.87

During the past 13 years, the highest Debt-to-EBITDA Ratio of Nemetschek SE was 1.83. The lowest was 0.29. And the median was 1.06.

XSWX:NEMA's Debt-to-EBITDA is ranked better than
55.07% of 1716 companies
in the Software industry
Industry Median: 1.085 vs XSWX:NEMA: 0.87

Nemetschek SE  (XSWX:NEMA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Nemetschek SE Debt-to-EBITDA Related Terms


Nemetschek SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Nemetschek SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nemetschek SE Debt-to-EBITDA Chart

Nemetschek SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 0.57 0.29 1.83 1.08

Nemetschek SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.59 1.38 1.29 0.95 0.85

XSWX:NEMA vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Nemetschek SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nemetschek SE Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Nemetschek SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Nemetschek SE's Debt-to-EBITDA falls into.


XSWX:NEMA
86GF Score
Nemetschek SE XSWX:NEMA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Nemetschek SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Nemetschek SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(12.395 + 365.091) / 349.79
=1.08

Nemetschek SE's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(11.457 + 301.906) / 367.456
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.85 mean?
Nemetschek SE (XSWX:NEMA) has a Debt-to-EBITDA of 0.85 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nemetschek SE. This is 20% below median its historical median of 1.06. Over the past decade, Nemetschek SE's Debt-to-EBITDA has ranged from 0.29 to 1.83. According to the industry distribution chart, Nemetschek SE ranks #771 out of 1716 companies in the Software industry, placing it in the top 44.9%.
Is Nemetschek SE's Debt-to-EBITDA too high?
Nemetschek SE's current Debt-to-EBITDA of 0.85 is 20% below median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.83. The Software industry median Debt-to-EBITDA is 1.09. Nemetschek SE's value of 0.85 is 21.7% below this industry median. Based on the distribution chart, Nemetschek SE ranks #771 out of 1716 companies in the Software industry, which is above the industry midpoint. Overall, Nemetschek SE has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Nemetschek SE's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Nemetschek SE ranks #771 out of 1716 companies for Debt-to-EBITDA. This puts Nemetschek SE in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Nemetschek SE's value of 0.85 is 21.7% below this benchmark. Historically, Nemetschek SE's own Debt-to-EBITDA has ranged from 0.29 to 1.83 over the past decade. While the company's 10-year median is 1.06 vs. the industry median of 1.09, Nemetschek SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nemetschek SE's current Debt-to-EBITDA of 0.85 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Nemetschek SE. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nemetschek SE's current Debt-to-EBITDA is 0.85, which is 20% below median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nemetschek SE stock overvalued right now?
Nemetschek SE (XSWX:NEMA) has a current Debt-to-EBITDA of 0.85. The stock's GF Value™ is CHF120.64, compared to a current price of CHF52.20 — trading 56.7% below its estimated fair value. The current Debt-to-EBITDA is 0.85, which is 20% below median its 10-year median of 1.06 and 21.7% below the Software industry median of 1.09. Nemetschek SE's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Nemetschek SE (XSWX:NEMA), the current Debt-to-EBITDA is 0.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nemetschek SE (XSWX:NEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Nemetschek SE stock appears to be undervalued. The current stock price of CHF52.20 is trading 56.7% below its estimated GF Value™ of CHF120.64.

Key valuation signals for XSWX:NEMA:

  • Debt-to-EBITDA: 0.85 (20% below median its 10-year median of 1.06)
  • GF Value™: CHF120.64 vs. price of CHF52.20 (56.7% below fair value)
  • GF Score™: 86/100 with 1 warning sign
  • Industry Position: 21.7% below the Software median (#771 of 1716)

No single metric tells the full story. See the XSWX:NEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nemetschek SE Business Description

Address Konrad-Zuse-Platz 1, Munich, BY, DEU, 81829
Nemetschek is a German company that makes software products for the architecture, engineering, and construction industry, mainly, but also for the media and entertainment industry. Its software solutions cover the entire life cycle of building and infrastructure projects (design, build, and manage). In media and entertainment, it is one of the world's leading providers of software for the creation of 3D animation and visual effects in movies, TV shows, and gaming.
86GF Score

Get the complete analysis for XSWX:NEMA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF52.20
Price
CHF120.64
GF Value