Nemetschek SE (XSWX:NEMA) Effective Interest Rate on Debt %: 3.83% (As of Mar. 2026)


XSWX:NEMA Nemetschek SE XSWX:NEMA
84 GF Score
Price CHF50.95
GF Value CHF115.18
! 1 Warning Sign
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What is Nemetschek SE Effective Interest Rate on Debt %?

Nemetschek SE XSWX:NEMA 84 Effective Interest Rate on Debt % is 3.83% as of Mar. 2026. GuruFocus rates XSWX:NEMA with a GF Score™ of 84/100 and a GF Value™ of CHF115.18. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Nemetschek SE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was CHF13 Mil. Nemetschek SE's average total debt for the quarter that ended in Mar. 2026 was CHF345 Mil. Therefore, Nemetschek SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.83%.


Nemetschek SE  (XSWX:NEMA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Nemetschek SE Effective Interest Rate on Debt % Related Terms


Nemetschek SE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Nemetschek SE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nemetschek SE Effective Interest Rate on Debt % Chart

Nemetschek SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.48 2.82 5.18 3.88

Nemetschek SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.21 3.87 4.29 2.63 3.83

XSWX:NEMA vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Nemetschek SE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nemetschek SE Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Nemetschek SE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Nemetschek SE's Effective Interest Rate on Debt % falls into.


XSWX:NEMA
84GF Score
Nemetschek SE XSWX:NEMA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nemetschek SE Effective Interest Rate on Debt % Calculation

Nemetschek SE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -17.662/( (532.035+377.486)/ 2 )
=-1  *  -17.662/454.7605
=3.88 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=516.425 + 15.61
=532.035

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=365.091 + 12.395
=377.486

Nemetschek SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -13.22/( (377.486+313.363)/ 2 )
=-1  *  -13.22/345.4245
=3.83 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=365.091 + 12.395
=377.486

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=301.906 + 11.457
=313.363

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.83% mean?
Nemetschek SE (XSWX:NEMA) has a Effective Interest Rate on Debt % of 3.83% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nemetschek SE and its competitors.
Is Nemetschek SE's Effective Interest Rate on Debt % too high?
Nemetschek SE's current Effective Interest Rate on Debt % is 3.83%. Overall, Nemetschek SE has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Nemetschek SE's Effective Interest Rate on Debt % compare to UBER and SHOP?
Nemetschek SE's Effective Interest Rate on Debt % of 3.83% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nemetschek SE and its competitors. Nemetschek SE's current Effective Interest Rate on Debt % is 3.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nemetschek SE stock overvalued right now?
Nemetschek SE (XSWX:NEMA) has a current Effective Interest Rate on Debt % of 3.83%. The stock's GF Value™ is CHF115.18, compared to a current price of CHF50.95 — trading 55.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.83%. Nemetschek SE's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Nemetschek SE (XSWX:NEMA), the current Effective Interest Rate on Debt % is 3.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nemetschek SE (XSWX:NEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Nemetschek SE stock appears to be undervalued. The current stock price of CHF50.95 is trading 55.8% below its estimated GF Value™ of CHF115.18.

Key valuation signals for XSWX:NEMA:

  • Effective Interest Rate on Debt %: 3.83%
  • GF Value™: CHF115.18 vs. price of CHF50.95 (55.8% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the XSWX:NEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nemetschek SE Business Description

Address Konrad-Zuse-Platz 1, Munich, BY, DEU, 81829
Nemetschek is a German company that makes software products for the architecture, engineering, and construction industry, mainly, but also for the media and entertainment industry. Its software solutions cover the entire life cycle of building and infrastructure projects (design, build, and manage). In media and entertainment, it is one of the world's leading providers of software for the creation of 3D animation and visual effects in movies, TV shows, and gaming.
84GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF50.95
Price
CHF115.18
GF Value