ACVA (ACV Auctions) Debt-to-EBITDA : 11.42 (As of Mar. 2026)

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ACVA ACV Auctions Inc ACVA
69 GF Score
Price $7.73
GF Value $23.70
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is ACV Auctions Debt-to-EBITDA?

ACV Auctions ACVA +2.11% 69 Debt-to-EBITDA is 11.42 as of Mar. 2026. GuruFocus rates ACVA with a GF Score™ of 69/100 and a GF Value™ of $23.70 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,094 Vehicles & Parts companies, ACV Auctions ranks worse than 91407.59% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

ACV Auctions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. ACV Auctions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $200.0 Mil. ACV Auctions's annualized EBITDA for the quarter that ended in Mar. 2026 was $17.5 Mil. ACV Auctions's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 11.42.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for ACV Auctions's Debt-to-EBITDA or its related term are showing as below:

ACVA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -39.47   Med: -0.84   Max: -0.03
Current: -39.47

During the past 7 years, the highest Debt-to-EBITDA Ratio of ACV Auctions was -0.03. The lowest was -39.47. And the median was -0.84.

ACVA's Debt-to-EBITDA is ranked worse than
100% of 1094 companies
in the Vehicles & Parts industry
Industry Median: 2.25 vs ACVA: -39.47

ACV Auctions  (NYSE:ACVA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


ACV Auctions Debt-to-EBITDA Related Terms


ACV Auctions Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ACV Auctions's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACV Auctions Debt-to-EBITDA Chart

ACV Auctions Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -0.03 -0.84 -2.13 -3.24 -16.61

ACV Auctions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.87 7.96 -5.23 -9.93 11.42

ACVA vs CWH, UXIN, RDNW: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, ACV Auctions's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACV Auctions Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, ACV Auctions's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ACV Auctions's Debt-to-EBITDA falls into.


ACVA
69GF Score
ACV Auctions Inc ACVA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ACV Auctions Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

ACV Auctions's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 190) / -11.44
=-16.61

ACV Auctions's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 200) / 17.512
=11.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 11.42 mean?
ACV Auctions (ACVA) has a Debt-to-EBITDA of 11.42 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ACV Auctions. According to the industry distribution chart, ACV Auctions ranks #999999 out of 1094 companies in the Vehicles & Parts industry.
Is ACV Auctions' Debt-to-EBITDA too high?
ACV Auctions' current Debt-to-EBITDA is 11.42. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. ACV Auctions' value of 11.42 is 407.6% above this industry median. Based on the distribution chart, ACV Auctions ranks #999999 out of 1094 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, ACV Auctions has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ACV Auctions' Debt-to-EBITDA compare to CWH and UXIN?
According to the Vehicles & Parts industry distribution chart, ACV Auctions ranks #999999 out of 1094 companies for Debt-to-EBITDA. This places ACV Auctions in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. ACV Auctions' value of 11.42 is 407.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,094 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACV Auctions's current Debt-to-EBITDA of 11.42 is 407.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ACV Auctions. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACV Auctions's current Debt-to-EBITDA is 11.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACV Auctions stock overvalued right now?
Based on GuruFocus' analysis, ACV Auctions (ACVA) is currently considered Possible Value Trap. The stock's GF Value™ is $23.70, compared to a current price of $7.73 — trading 67.4% below its estimated fair value. The current Debt-to-EBITDA is 11.42 and 407.6% above the Vehicles & Parts industry median of 2.25. ACV Auctions' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ACV Auctions (ACVA), the current Debt-to-EBITDA is 11.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACV Auctions (ACVA) Overvalued in 2026?

Based on GuruFocus' analysis, ACV Auctions stock appears to be undervalued. The current stock price of $7.73 is trading 67.4% below its estimated GF Value™ of $23.70. GuruFocus considers ACV Auctions to be Possible Value Trap.

Key valuation signals for ACVA:

  • Debt-to-EBITDA: 11.42
  • GF Value™: $23.70 vs. price of $7.73 (67.4% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 407.6% above the Vehicles & Parts median (#999999 of 1094)

No single metric tells the full story. See the ACVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACV Auctions Business Description

Address 640 Ellicott Street, No. 321, Buffalo, NY, USA, 14203
ACV Auctions Inc operates a mobile platform for wholesale car auctions. It provides a digital marketplace for wholesale vehicle transactions and data services that offer transparent and accurate vehicle information for customers. Additionally, the company's marketplace platform is supported by remarketing centers in various locations throughout the United States.
69GF Score

Get the complete analysis for ACVA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.73
Price
$23.70
GF Value